1. How long the loan will take after the provident fund loan formalities are completed depends on the regulations of the local housing provident fund management center. Take Guangzhou Housing Provident Fund Center as an example. After the completion of all procedures for the provident fund loan, including the approval of the housing provident fund center loan, the loan will be completed within 1 working day. However, it takes 3 working days for users to submit loan information, 3 working days for custodian outlets to submit loan information for entry and approval, 3 working days for central loan approval, and the final loan is 1 working day.

2. Due to the different approval time limits of housing provident fund centers in different regions, the time for lending is uncertain.