The developer didn't pay the house on time and wanted to mortgage the land to the bank for a loan before he could continue to build a house. Have you ever been in the same situation?
Land loans can be mortgaged without the signature of all owners, and the same is true here, but we are local developers, so we are more at ease, so that developers can't find anyone. It would be nice if the house could be built by land mortgage, so as not to be left unfinished. Pay the house when it's time to pay it.