1, central bank credit report. I need to bring my ID card to the local central bank outlets to inquire. The credit report will show the user's lending platform, loan amount, loan term, negative information and other data content in the past five years.

2. 100 bank credit reports. Just open wechat and you will find it: check the flying fish quickly. Click Query and enter information to find your own credit data, which come from more than 2,000 online lending platforms and UnionPay centers across the country. Users can find their own big data and credit status, obtain various indicators and find their own personal credit status.

Matters needing attention in using online loans:

Belonging to bond investment, the income is clear, and the lender obtains interest income; However, the public often confuses it with equity crowdfunding. Equity crowdfunding is an equity investment with flexible income. Investors gain future income through investment companies. For example, Beijing North Crowdfunding and 36Kr all belong to equity crowdfunding platforms.

Whether it is bond investment or equity investment, there are certain risks. Investors should be fully aware of risks, have sufficient awareness and psychological preparation for taking risks themselves, and judge and bear the risks of the project on this premise.