Veterans should consult the local civil affairs bureau when handling commercial loans, and there will be specialized personnel engaged in such services. However, it should be noted that different places have different regulations on veterans' entrepreneurial loans, and you need specific consultation to know the details.
According to state regulations, soldiers who apply for loans within three years after leaving the army can enjoy the full financial discount loan policy. Applicants are limited to retired soldiers in cities and towns. Women cannot be over 50 years old and men cannot be over 60 years old. General veterans who want to start a business can apply for a business license free of charge, and those who engage in projects within three years can be exempted from relevant taxes.
Extended data 1. Apply to the labor and social security department of the street (township) where the business is started with the retirement certificate;
2, by the street (township) labor and social security departments after the first instance, recommended to the guarantee institutions at or above the county level;
3, guarantee institutions to review the borrower's loan qualifications, to meet the conditions of the project in accordance with the provisions of the loan guarantee procedures;
4. The borrower applies to the bank for a small secured loan with the loan information;
5, the bank review the loan information, to meet the conditions of timely payment of loans;
6. The borrower shall repay the loan in full and on time as agreed in the contract until the loan is fully paid off.
The above is the process for veterans to apply for business loans. Generally, the application amount is about 654.38+10,000 yuan, but the local government needs to provide secured loans.
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