Before buying a house, you need to consider your own qualifications and estimate your own economic strength, so as to determine which areas you can buy a house in. If it is self-occupation, we should consider the situation of the house itself and its own solvency. At the same level, we should give priority to the factors that affect the appreciation of house prices, such as location, supporting facilities and future development prospects of the region.

2. Choose a house:

The contents that buyers need to pay attention to in the field inspection include: investigating whether the projects sold by developers are complete with five certificates; The building spacing, floor area ratio and greening rate of the building itself; Huxing occupancy rate, lighting and ventilation, waterproof effect, delivery standards; Whether the living facilities around the property are convenient.

3. Sign the contract:

When signing a house purchase contract, the buyer needs to read the contract carefully, make clear the basic situation of the purchased commercial house and project, determine the delivery time and conditions, and make clear the handling methods of planning changes and area differences.

4. Apply for a loan:

When buying a house by loan, we should choose the appropriate loan method and loan term, such as provident fund loan, commercial loan and portfolio loan. In terms of repayment method, there are equal principal and interest and average capital.

5, pay taxes, do production certificate:

The last step is to pay taxes and apply for real estate license. Generally speaking, in addition to deed tax, commercial housing also needs to pay public maintenance funds, property fees, parking fees and other fees. The charging standards of each property company are different, and the charging standards of the property company responsible for each property project shall prevail.

What should I pay attention to when buying an improved house?

1. Make clear your reasons for changing rooms and choose rooms as needed.

There are many reasons for buying a second house, such as the increase of family members and income, the hope of improving the living environment for themselves and their families, or the hope of changing their children to a neighborhood closer to school.

2. Considering the transition period of changing houses, the order of buying and selling houses depends on the deposits in hand.

Many improved property buyers are considering selling their old houses in exchange for part of the cost of the second purchase. However, it is difficult to synchronize housing sales. Therefore, there is still a "transition period" in the process of changing houses. It is suggested that people who are short of funds can consider changing the original house before buying a new one, and then realize their house-changing plan after raising money. And well-funded property buyers, it is recommended to choose a good house first, and then sell the original housing.

3. Location and living facilities are more important.

For improved property buyers, the choice of housing area must be fully considered according to their own economic ability and housing change requirements. The regional average price of the house, living facilities, living environment, surrounding schools and so on should be taken into account. Because for improved property buyers, it is not only the area of the house that needs to be changed, but also the whole living system behind the house.

4. Choose the apartment that meets the needs of life.

For improved housing, the apartment type should meet several characteristics such as comfort, functionality, rationality, privacy and aesthetics. One of the biggest reasons why people buy improved houses is the increase of family members, such as single, two people, a family of three, and four generations living together. Different personnel structures represent different life forms.