Is there a credit record on Didi's owner loan?
Didi's car owner loan was jointly launched by Didi Finance and Ping An Bank. The lender is Ping An Bank. The loan products lent by the bank are all credit information at the meeting, and the bank will take credit information as the basis for audit. Didi Master Loan is a loan product operated by a large commercial bank, and it is bound to conduct credit inquiry and report.
At present, many financial institutions have online loans, and even non-financial enterprises will issue financial loans. For example, Didi, JD.COM, Gome, etc. Although they did not start from finance, they will issue financial loans under their enterprises after the scale of their enterprises expands, commonly known as online loans. This is all for the convenience of customers who need capital turnover. Borrowing customers need to pay back on a monthly basis, and the financial platform can collect some interest from it as a profit point. This is a two-way benefit for enterprises, which can not only stimulate customers' consumption, but also transfer interests, so it is a win-win situation for enterprises.
Once you apply for a loan on Didi's car owner loan, you must repay it on time. It is most important to keep a good credit report. Don't let the credit report be affected by overdue issues.