Does the questioner want to ask "Can the credit report be passed by GAC Huili?" cannot. Guangzhou Automobile Finance is relatively strict in terms of credit reporting. If the credit reporting is poor or the loan is seriously overdue, you will not be able to apply for a car loan, which means it will not be approved. Guangzhou Automotive Finance Co., Ltd. ("GAC" for short) was established in 2010 and is headquartered in Guangzhou. It is composed of Guangzhou Automobile Group Co., Ltd. ("GAC" for short) and Amundi, a subsidiary of Fanon Group, a large French banking group. The first Sino-French joint venture auto finance company in South China established by Personal Finance Co., Ltd.