Legal analysis: claims can be settled. First of all, when an accident happens in a different place, the first thing the owner should do is to call the police and report the case to the insurance company. Therefore, it is very necessary to choose a large auto insurance company with branches all over the country, such as Ping An Auto Insurance, to ensure that everyone can get timely treatment wherever they go when they encounter a road traffic accident. Second, clearly file a claim with the auto insurance company and cooperate with the insurance company to investigate the accident until the accident is closed. Because the owner of the car is "my car had an accident when driving to other places", it may take some time for the auto insurance company to handle the case, and the owner himself needs to provide the corresponding materials. At this time, in order to ensure their rights and interests, car owners need to cooperate with auto insurance companies. Third, after the accident is closed, you need to submit the claim materials to the auto insurance company. Under normal circumstances, you generally need claim application form, original driver's license, original driving license, traffic accident certificate, car repair invoice and ID card. Fourth, in the end, the owner only needs to wait for the auto insurance company to conduct a record review, and then he can receive the corresponding compensation. Different auto insurance companies may have different payment times. Ping An Auto Insurance Company has done a very good job in customer claims, and now it can guarantee that claims below 10000 yuan will be processed and compensated within one day.
Legal basis: People's Republic of China (PRC) Insurance Law.
Article 11 An insurance contract shall be concluded through consultation, and the rights and obligations of all parties shall be determined according to the principle of fairness. Unless insurance is required by laws and administrative regulations, an insurance contract is concluded voluntarily.
Article 12 When concluding an insurance contract, the applicant of life insurance shall have insurable interests for the insured. The insured of property insurance shall have an insurable interest in the subject matter insured. Personal insurance is an insurance with human life and body as the subject matter. Property insurance is insurance with property and its related interests as the subject matter. The insured refers to the person whose property or person is protected by the insurance contract and has the right to claim insurance money. The applicant can be the insured. Insurable interest refers to the legally recognized interest of the insured or the insured on the subject matter insured.