1. For credit card repayments that are unable to be repaid on time due to the new coronavirus, you can follow the central bank and the China Banking Regulatory Commission’s "About Strengthening Cooperation in the Banking, Insurance, and Financial Industry Services to Prepare for the Prevention of Pneumonia Infected by the New Coronavirus" Article 3 of the "Notice on Epidemic Prevention and Control Work" stipulates that for people who have lost their source of income due to the epidemic, appropriate credit policies must be given, flexible adjustments to housing mortgage loans, credit card and other personal credit repayment arrangements, and reasonable extension of After the repayment period (to put it simply, during the new coronavirus epidemic, all banks will provide a certain extension of repayment), so if you are unable to work and repay your credit card on time due to the epidemic, don’t worry too much. All banks will Deferred repayment will be given. 2. If you are unable to work normally due to the new coronavirus, it is recommended that you choose the minimum repayment or installment repayment at some time in order to avoid adding stains (overdue records) to your future work and personal credit. This will not only Lowering the repayment amount will not have any impact on personal credit score (it is normal repayment to make minimum repayment or installment repayment before the repayment date). In addition, during the epidemic, in addition to banking institutions, many licensed consumer financial institutions have also invested in epidemic prevention and control. Beijing Business Daily noted that up to now, many institutions including Home Credit Consumer Finance, Ma Ma Consumer Finance, China Post Consumer Finance, Haier Consumer Finance, Jincheng Consumer Finance, Huarong Consumer Finance, Hubei Consumer Finance, etc., have provided services during extraordinary times. Users have provided comprehensive measures such as interest exemptions and deferred repayments to ease their difficulties.