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If you lose your ID card, check whether there is a loan in your name.
The importance of ID card is self-evident.

Whether it's a daily trip

Or can you handle all kinds of files without it?

But! Accidents are inevitable in life.

I lost my ID card.

Weibo, People's Daily, once published a piece of news.

After 95, the little girl lost her ID card for 3 years.

Found a debt of 2 million

Recently, the the State Council Inter-Ministerial Joint Conference on Combating and Governing New Crimes of Telecommunication Networks deployed a nationwide "punch-in" campaign to crack down on illegal crimes of selling telephone cards and bank cards.

At this time, someone asked

"If others pretend to be my identity.

Get a bank card and a phone card and sell them.

What should I do? "

Don’t panic! You can do this through the following channels

Check all the phone cards and bank cards in your name.

Once an abnormality is found.

You can report to the relevant departments in time!

First, check the mobile phone card.

The inquiry methods of the three major domestic operators are as follows:

0 1. China Telecom:

If there is a "mobile phone (number) name ID number", you can make a telephone inquiry. Call the hotline 10000 with the telecom number in your name, and provide your name and ID number. After verification, the staff can check all the telecom numbers under my name nationwide.

02. China Mobile:

03. China Unicom:

Second, check the bank card and loan records in your name.

Log in to the Credit Information Center of the People's Bank of China (/), and you can check your bank card and loan records.

The specific process is: log in to the Credit Information Center of the People's Bank of China, and click the "Internet Personal Credit Information Service Platform" module of "Core Business" in the middle of the homepage.

Click "Start Now" in the upper right corner of the homepage. Register according to the process (see /html/help_center5.html for the specific process), and after inputting relevant information, you can query three types of results: personal credit information prompt, personal credit information summary and personal credit report.

From the sample pictures of personal credit report provided by the Credit Information Center, it includes detailed information such as the number of accounts in one's own name, the number of unsettled unsold households, the number of overdue accounts, and the number of guarantees for others. You can basically know how many bank cards and loans are in your name.

Tip: The inquiries provided by the Credit Information Center basically cover most mainstream financial institutions, but many private lending institutions and small lending institutions have no credit information.

In addition, personal credit information cannot be inquired many times without reason. If you ask too much, many lending institutions will think that you borrow too much, thus reducing your credit limit.

Copy of id card

Have the same legal effect.

Therefore, when citizens use a copy of their ID cards,

Be sure to endorse!

How to endorse a copy of ID card?

Be sure to use a clear blue or black pen.

It is best to write three lines, with a horizontal line at the end of each line to prevent others from continuing.

Remarks should be related to the actual content of the ID card, but they cannot suppress valid information.

Be sure to sign the copy of your ID card and write down the date of the day.

Proofreading | Zheng Jieru and Zheng Chuqi

Audit | Yang Jianfeng

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Related Q&A: How can I check that my ID card has been loaned? 1. How can I check that my ID card has been loaned? 1. Individuals can bring their ID cards to the local branches of the People's Bank of China, and under the guidance of bank staff, print personal credit report, so as to inquire about the ID card loan records in the credit report. You can also log on to the website of the People's Bank of China, log on to your account after registration, and check whether an individual has a loan by checking the credit report. 2. Legal basis: Article 12 of the Law of the People's Republic of China on Resident Identity Cards. When a citizen applies for a resident identity card, the public security organ shall handle it in a timely manner in accordance with the regulations. The public security organ shall issue resident identity cards within 60 days from the date when citizens submit the registration form of resident identity cards; In areas with inconvenient transportation, the processing time may be appropriately extended, but the extension time shall not exceed thirty days. Citizens who urgently need to use their resident identity cards during the application, renewal and replacement of their resident identity cards may apply for temporary resident identity cards, and the public security organs shall handle them in a timely manner in accordance with regulations. The specific measures shall be formulated by the public security department of the State Council. The relevant units and their staff members shall keep confidential the personal information of citizens recorded in the resident identity cards obtained in the course of performing their duties or providing services. Second, how to prevent the identity card from being fraudulently used by others: the parties should take good care of their identity cards and don't lend them easily. When using the ID card to copy materials, you can write something special around the documents to prevent being cheated.