As long as they are within the legitimate rights and interests of the principal, all duties and responsibilities performed by the principal will be borne by the principal. In handling affairs and work life, power of attorney is used more and more widely in handling affairs. There are many things to note about power of attorney. Are you sure you know how to write one? The following is the loan business authorization letter that I have collected for everyone. I hope it can help you. Loan Business Authorization Letter 1
The following trustees are hereby entrusted to handle bank loan business for our company. Their authority is related to the loan business, including signing relevant loan contracts, loan vouchers, notarization, etc. matter, the time limit is until the loan is completed.
Name of the trustee:
Working unit: (seal)
Position:
Signature and seal sample:
Authorizing unit: (seal)
Legal representative: (signature and seal)
Authorization letter for loan business on xx, month xx, xx 2
Principal:
Name:
ID number:
Agent:
Name:
ID number:
Because I borrow money from a bank Co., Ltd. (hereinafter referred to as the loan bank) to purchase a project house developed by a real estate company, I need to provide a mortgage guarantee to the loan bank and bear the responsibility. Joint and several liability for repayment. I hereby entrust the above-mentioned agent with full authority to act on my behalf and with the lending bank in handling the legal affairs involved in the mortgage guarantee of this loan. The agent's agency authority is:
1. Negotiate with the lending bank and determine loan mortgage guarantees and other matters;
2. Sign a mortgage contract or agreement with the lending bank or borrower, or sign a mortgage agreement with the lending bank or borrower. The lending bank issues a letter of guarantee and signs other legal documents related to the loan mortgage guarantee;
3. Negotiate with the lending bank and the borrower to determine the extension of the loan and guarantee, as well as the loan contract (agreement) or mortgage contract ( Agreement) changes, additions, etc.
4. I authorize: Your bank can query my personal credit report through the personal credit information basic database of the People's Bank of China when the following circumstances occur related to me:
(1 ) Review my personal loan application;
(2) Review my personal guarantee application;
(3) Conduct post-loan management of personal loans or personal guarantees that exist in my name ;
(4) Accept loan applications from legal persons or other organizations or serve as guarantors, and inquire about the credit status of the legal representative or investor.
5. Sign a housing integrity guarantee letter with the lending bank; at the same time, authorize your bank to submit my personal credit information to the People's Bank of China's personal credit information basic database.
I fully acknowledge the agency actions performed by the agent within the above-mentioned agency authority, as well as the loan contract or mortgage contract, agreement, commitment letter and other legal documents signed thereby, and their legal consequences and legal liability will not be excluded. It is my responsibility.
Client:
xx, xx, month xx, xx
Agent:
Loan business authorization on xx, month xx, xx Book 3
Client:
ID number/business license number:
Address:
Legal representative:
Telephone:
Authorized person:
Corporate business license number:
Address:
Telephone:
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The above-mentioned trustee is hereby entrusted to act as my/my unit’s agent in the matter of my/my unit and financing loans.
The entrusted matters and the agent’s authority are:
1. Provide the client with consulting and media services related to financing loans;
2. Participation Communicate and negotiate between the parties involved in the financing loan and strive to facilitate the transaction;
3. Receive and review the borrower’s identity documents required for borrowing on your behalf;
4. Receive and inquire on your behalf and review relevant supporting documents regarding the borrower's repayment ability;
5. Conduct credit investigation of the borrower on your behalf;
6. Handle notarization and lawyer witness related to financing loans on your behalf Procedures;
7. Handle other legal matters related to financing loans on your behalf.
The entrustment period ends on the date when the above-mentioned entrustment matters are completed.
The entrustee has the right to sub-entrust.
I acknowledge all agency activities and all documents signed by the client within the scope of agency authority and bear all legal consequences arising therefrom.
Client (signature or seal):
Trustee (signature or seal):
Authorization letter for loan business on xx, xx, xx 4
Entrusted party: (Party B)
Entrustment clause content:
1. Party A entrusts Party B to handle the loan according to the agreement, and all matters will be coordinated by Party B , during this period Party A must cooperate with Party B in the preliminary preparations for the loan. If Party A fails to cooperate, Party B has the right to terminate the entrustment.
2. Party A guarantees that the materials submitted are true and valid. If the information submitted by Party A is untrue, Party A will be responsible for all consequences, and Party B has the right to terminate the entrustment during this period.
3. The loan amount applied by Party A is xx yuan (in capital letters: xx is rounded), which is subject to the approval result.
4. Party B agrees with Party A to handle the loan. After the loan is successful, Party B will charge Party A xx% of the loan amount (based on the actual approved loan amount) as Party B’s service fee. The service fee is the guarantee fee mentioned in the contract.
5. Party B does not charge any fees in the early stage. The fees required in the business processing process will be paid by Party B. Party A will unconditionally pay Party B in cash or transfer within three days after the loan is approved and the money is credited to Party A's account. Agreed service fee.
6. This power of attorney is made in duplicate, with each Party A and Party B holding one copy. If a dispute occurs and the negotiation fails, a lawsuit may be filed with the People's Court where Party A or Party B is located in accordance with the law.
7. Remarks:
(Entrusting party) Party A:
(Assigned party) Party B:
Date: Loan business authorization Power of attorney 5
Client:
Gender:
Date of birth:
ID card and address:
Client:
Gender:
Date of birth:
Year, month, day, ID card and address:
Trustee:
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Gender:
Date of birth:
Year, month, day ID card and address:
I want to buy a house in xx city with a mortgage houses. For some reason, I am unable to handle matters related to the purchase of the above-mentioned house with the mortgage lender in person. I specifically entrust (name of trustee) as my agent with full authority to handle the following matters on my behalf:
1. Agency and The lender who provides the mortgage to purchase the above-mentioned house shall sign the "Personal Housing Mortgage Loan Contract" and relevant documents.
2. Handle the notarization of relevant contract texts on your behalf.
3. Go to the real estate management department to apply for the above-mentioned house mortgage registration-related matters and sign relevant documents on your behalf.
4. Check the credit reporting system of the People’s Bank of China and sign the authorization letter on your behalf.
5. Handle relevant bank account opening procedures on your behalf.
I recognize all legal documents signed and fees paid by the trustee within the scope of agency authority.
The entrustment period ends when the above-mentioned entrustment matters are completed.
The trustee has the right to delegate.
Client:
Authorization letter for loan business on xx month xx, xx year 6
Client: Name: ID number: Agent: Name: ID number:
Because I borrowed money from a bank Co., Ltd. (hereinafter referred to as the lending bank) for purchasing a house in a project developed by a real estate company, I need to provide a mortgage guarantee to the lending bank and bear the joint repayment responsibility. payment responsibility. I hereby entrust the above-mentioned agent with full authority to act on my behalf and with the lending bank in handling the legal affairs involved in the mortgage guarantee of this loan. The agent's agency authority is:
1. Negotiate with the lending bank and determine loan mortgage guarantees and other matters;
2. Sign a mortgage contract or agreement with the lending bank or borrower, or sign a mortgage agreement with the lending bank or borrower. The lending bank issues a letter of guarantee and signs other legal documents related to the loan mortgage guarantee;
3. Negotiate with the lending bank and the borrower to determine the extension of the loan and guarantee, as well as the loan contract (agreement) or mortgage contract ( Agreement) changes, additions, etc.
4. I authorize: Your bank can query my personal credit report through the personal credit information basic database of the People's Bank of China when the following circumstances occur related to me:
(1 ) Review my personal loan application;
(2) Review my personal guarantee application;
(3) Conduct post-loan management of personal loans or personal guarantees that exist in my name ;
(4) Accept loan applications from legal persons or other organizations or serve as guarantors, and inquire about the credit status of the legal representative or investor.
5. Sign a housing integrity guarantee letter with the lending bank; at the same time, authorize your bank to submit my personal credit information to the People's Bank of China's personal credit information basic database.
I fully acknowledge the agency behavior performed by the agent within the above agency authority and the loan contract or mortgage contract, agreement, commitment letter and other legal documents signed thereby, and its legal consequences and legal liability shall not be excluded. It is my responsibility.
Principal: Year, Month, Day
Agent: Year, Month, Day
Warm reminder: A loan is a type of credit that lends money according to interest rates and repayment conditions. In terms of form, lending institutions are divided into banks and various credit institutions, and loan types are divided into personal loans, car loans, housing loans, provident fund loans, consumer loans, credit loans, and unsecured loans. The latest specific positioning of loan interest rates in 20xx: 1. Short-term loans from half a year to one year are: 1. Within 180 days (including 180 days) 5. 6; 2. 180 days to 365 days (including 365 days) 6. 2. The interest rate for medium and long-term loans from one year to more than five years is: 1. One to three years (inclusive) 6. 15; 2. Three to five years (inclusive) 6. 4; 3. Over five years 6.55. In response to the country's call for personal credit reporting, Kuaiyidai recommends that users comply with credit reporting requirements and relevant laws to avoid affecting the credit of loan and credit card applications.