Your car loan repayment method should be in the form of credit card.

That is, after handling the car loan, the bank will mail him a credit card, and then you will repay it in the credit card every month.

This credit card has an annual fee.

What makes you pay the annual fee should be the annual fee paid by the credit card.

Why is there an extra charge of 2400 for car loans?

It may be the loan products provided by auto consumption finance companies for the beauty maintenance of vehicles purchased by customers and related value-added services. The reason is probably that auto consumer finance companies are bundling sales.

A general loan to buy a car is a loan to pay for the car. If there are additional loans besides auto loans, they may be loan varieties provided by auto consumption finance companies for the beauty maintenance and related value-added services of cars purchased by customers.

The reason is probably that auto consumer finance companies are bundling sales. Of course, it is also possible that it is not the loan officer of the bank or the auto consumption finance company who helps the customer with the loan, but the salesman of the institution. Although the extra loan is the name of the loan, it is actually the service fee charged by the agency. In this case, when signing the loan contract, the customer must carefully read the terms of the contract agreement and figure out how to charge each fee before handling it. However, if the auto consumer finance company does not explicitly inform the customer that it has made extra loans for the compulsive customer, the customer can collect relevant evidence and report the auto consumer finance company to the local CBRC.

Why do you charge 300 for car loan settlement?

The main reason is that 4S stores require users to pay the vehicle release fee, although in principle they don't have to pay. After the car loan is settled, the user can go to the vehicle management office to understand the charging procedures with the settlement certificate and related documents. You can publish it yourself without going through a third party. And if the user accepts the service of 4S shop, then the business personnel will be very good at asking the user to charge the so-called service fee.

If the vehicle has not gone through the formalities of knowing the fee, the ownership still belongs to the organization, not to the user, so the ownership cannot be transferred.

Extended data:

Details of how to cancel the mortgage loan after paying off the car loan are as follows:

1. After the car loan is paid off, if the mortgage is to be cancelled, the owner of the motor vehicle needs to fill out the application form for cancellation of mortgage registration;

2. The motor vehicle owner and the mortgagee jointly apply to the vehicle management office at the place of registration, and submit the identity certificate, motor vehicle registration certificate and other materials.

After returning the car loan card, the annual fee will be deducted automatically.

What you asked is how to automatically deduct the annual fee after the car loan card is returned. Contact the bank in time

Generally speaking, car loans are deducted on time by banks according to the repayment plan agreed upon when signing the loan contract. As long as the car loan is paid off, the bank will naturally not continue to deduct fees. Of course, sometimes, due to system failure or other reasons, after the car loan is paid off, the bank may still deduct money from the bound repayment bank card. In this regard, once the customer finds an abnormal situation, he must contact the bank in time to find out the reason and ask the bank to refund the overpaid money.

Auto loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers.