Requirements of general banks for credit investigation:

At present, it can't be overdue, twice every six months and three times in two years, a total of six times.

Information about loan preparation:

1. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials;

2. Provide stable proof of address, house lease contract, water and electricity bills, property management and other relevant certificates;

3. Provide stable proof of income source, bank flow sheet and labor contract.