How much can a small loan generally borrow? How long does it take to approve the micro-credit line? Is the microcredit line a revolving line?
The loan in Wechat business can reach up to 3 million yuan. As for how much enterprises can generally borrow, most of them can borrow tens of thousands to hundreds of thousands. Because each enterprise has different repayment ability, tax payment, operation and enterprise scale, the system evaluates the loan amount according to this information, so the loan amount of different enterprises will be very different.
Microfinance audit time is about half an hour. If you haven't received the audit results for a long time, then you should contact the customer service of Weizhong Bank in time.
Small loans cannot be recycled. The system will give enterprise users a total loanable amount, and users can apply for any amount of loans within the total loanable amount. After that, whether it is to repay the loan on time or in advance, it is to restore the quota. If you want to borrow again, you must resubmit the loan application. It doesn't mean that you can borrow it immediately after the line is restored.
Therefore, users must make repayment records in the process of using micro-credit loans, otherwise the next application may be affected.
When everyone is short of money, I use no less than 10 for my own loan products. On the whole, I still recommend Xiaoqian (formerly known as Baidu Finance) for reasons such as ups and downs: 1. Compared with the invitation system of borrowing and micro-loans, I can apply for money on my own initiative. 2. The maximum amount is 200,000, the minimum annualized rate is 7.2%, and it takes 3 minutes to arrive, which is already very useful; 3, formal platform, don't worry about routines;
4. Generally, formal product audit is strict. Although it is easy to use, it is difficult to apply, and so is money. However, I am looking for the exclusive application channel required by internal personnel, and the payment rate is very high, so it is the most recommended product among the products. Now that I have recommended it to everyone, I will present the exclusive application channel together, and friends in need can apply for it themselves.
Just remember to use the flowers that you got the quota on the same day, otherwise the quota may be taken back. This has happened to some friends before, remember.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
There is another one: 360 loan is actually the anti-virus king Qihoo 360 online loan platform, which mainly provides pure credit loans for everyone. The amount is less than 200,000 yuan, the service period is between 1 and 12 months, and the daily interest rate can be as low as 0.027%. As a platform under the network security giant, 360 IOUs are still more reliable than ordinary platforms.
360 IOUs, with a maximum loan of 200,000!
Click online measurement
Third, the "new loan" is an unsecured RMB loan business owned or issued by Ping An Bank for legal consumption or business purposes other than house purchase. The information is complete, and the loan will be released within 1-3 working days.
The application threshold is low: you can apply for a monthly income of more than 4,000 yuan (car loan, mortgage, provident fund and insurance policy are the best), the amount is appropriate, and the repayment is flexible: the loan amount is 654.38 yuan +0. 1 10,000 to 500,000 yuan; The loan term is 12 months, 24 months, 36 months, and the excellent occupation can be as long as 48 months.
Ping An Xin Yi Dai Click Online Measurement
The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!
Generally speaking, as long as the enterprise has good credit qualification and strong repayment ability, it can obtain a higher loan amount.
Weizhong Bank launched a Wechat business loan with a maximum amount of 3 million.
Weizhong Bank, a subsidiary of Tencent, aims to provide consumers with consumer credit services and launched micro-loans. In recent years, the total amount of micro-credit loans has exceeded 2.5 trillion, and the accumulated loans have reached nearly 2 trillion. In order to better serve users, Weizhong Bank recently launched a loan for Weizhong industry.
Microfinance can be said to be an upgraded version of microfinance, with a loan amount as high as 3 million. Here, let's introduce this loan.
Micro-credit is an online working capital loan service provided by Weizhong Bank for small and medium-sized enterprises. This product is a financial innovation product combining big data analysis with Internet technology. From application to withdrawal, customers can complete all online, without collateral, and the amount is visible. Funds arrive in minutes, interest is calculated on a daily basis, and they are borrowed and returned. Weizhong Bank will provide efficient and convenient financing services for small and medium-sized enterprises in technology and finance.
Applicable object: enterprise users
Applicable amount: up to 3 million.
Service life: no more than one year.
What are the application conditions for a loan in Wechat business?
1. Good credit information;
2. The enterprise must be a general taxpayer enterprise established for more than two years;
3. Small-scale taxpayer enterprises that have paid taxes for two years and have no bad tax records;
Required information: tax authorization of tax account, identity authentication, personal basic information, mobile phone number and bank card information.
How to apply?
At present, micro-loans are open to ordinary taxpayers of enterprises. You can apply by logging in with tax identification code and password and passing the identity verification of legal representative.
The review time of enterprise credit application is about half an hour, and only a few cases will take a long time. After the approval, the enterprise will receive the loan soon. Under smooth circumstances, the whole loan process can be completed in about 30 minutes.
In order to enable the majority of small and micro enterprises to borrow money from micro-industry loans as soon as possible, here are some precautions for everyone.
1. Enterprises should try their best to apply for a loan from Wechat business at 9: 00 a.m.-7: 00 p.m. on weekdays, and there is a good chance to get a loan in about 30 minutes;
2. When submitting the loan materials, we must ensure that the application materials are perfect and effective;
3. When filling in the enterprise settlement account, you must choose a bank account supported by the small and micro enterprise loan system.
Microfinance is a loan for enterprise users, and now consumer loans for individuals are mainly microfinance. In addition, there are Ali's Ant Lending Treasure and Xiaoman Finance, all of which are big brands with the advantages of reliability and low interest rate. Borrowing friends can choose according to their actual situation.
How much can Wechat business generally borrow?
Micro-credit loans of general enterprises range from tens of thousands to hundreds of thousands, and enterprises with good qualifications can borrow about one million. The maximum loan amount of Wechat business loan is 3 million. How much loan amount each enterprise can get depends on the assets, repayment ability, tax payment, operation and enterprise scale of each enterprise, and the loan amount of all enterprises will be different. The better the general enterprise's credit qualification, the stronger its repayment ability and the higher the loan amount it can obtain.
Micro-loan is an online working capital loan service provided by Weizhong Bank for small and medium-sized enterprises. It mainly provides loans for taxpayer enterprises or small-scale taxpayer enterprises that have been established for more than two years, and can submit materials online to complete loan approval. The audit mode is also automatic audit by the system. Generally, the approval result will be given within half an hour after the loan application is submitted. If the audit fails, it will take three months to resubmit the loan application.
Who can give me the phone number of a small loan? How much can a small company apply for?
The maximum loan amount in Wechat business is 5 million, and how much you can apply depends on the operation and tax payment. You can call 400-9998- 1 1866, or consult on official WeChat account, corporate finance of Weizhong Bank and official WeChat of Weizhong Bank's micro-loan. There will be some related problems in the service hall. .