1. Default on bank loans is a civil dispute and will not be investigated for criminal responsibility or wanted. \x0d\ 2。 After the bank sued the debtor to the court and won the case, if the debtor fails to perform the court's judgment within the performance period, it may apply to the court for enforcement. When accepting enforcement, the court will inquire about the property, vehicles, securities and deposits under the debtor's name according to law. \x0d\ 3。 In addition, if the debtor has no executable property under his name and refuses to perform the effective judgment of the court, his personal credit report will record negative information such as overdue repayment, and he will be restricted from high consumption and entry and exit, and may even be punished by judicial custody. \x0d\ 4。 Refusing to execute a judgment or ruling is suspected of refusing to execute a judgment or ruling. \x0d\ 5。 Article 313 of the Criminal Law Whoever refuses to execute a judgment or written order is capable of executing the judgment or written order of a people's court shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine.