Before the evaluation, please take a look at the specific contents of annuity insurance:
"Annuity insurance? Is there a pit? Do you have any good products? 》
1. What is the insurance coverage of Guo Fu Life Rayleigh Annuity?
Then, in order to let everyone know more conveniently and quickly about Guo Fu Life's Rayleigh Annuity Insurance, Senior Sister has arranged the guarantee contents for it in the following table. Let's take a look at it:
Combined with the above protection chart, we can see that Guo Fu Life Rayleigh Annuity Insurance is really friendly.
The following situation is that senior sister analyzes Guo Fu Life's Rayleigh annuity insurance from two aspects: insurance rules and insurance liability:
1, insurance rules
Guo Fu Life Reilly belongs to annuity insurance, which can be used to protect life.
However, the insurance age is set at 28 days to 59 years old, which is the same as most annuity insurance products on the market and has no obvious advantage.
However, its entry threshold is actually quite low, and the minimum annual premium is only 1000 yuan, which is also within the affordability of many people.
At the same time, there are three different payment periods: 3 years, 5 years and 10 years. You can choose according to your actual situation.
In this way, we can understand that the insurance standard of Guo Fu Life Rayleigh Annuity Insurance is still relatively good.
2. Insurance liability
The protection of Guo Fu Life Rayleigh Annuity Insurance includes survival money, birthday money and death insurance money.
Among them, the survival money is obtained from the fifth anniversary of successful insurance, and the insured can get 20% of the insured amount every year;
If the insured is still healthy on the 80th anniversary of the policy, he can get 100% of the premium paid as a birthday bonus;
After the death of the insured, the death insurance premium shall be paid according to the maximum value between the premium paid at the time of death and the contract cash value.
In addition, Guo Fu Life's Rayleigh Annuity Insurance can also choose to reduce insurance and policy loans, and it can be added twice with the new housekeeper's universal insurance.
Of course, everyone is most concerned about whether the income of Guo Fu Life's Rayleigh annuity insurance is good or not. Because of the limited space of the article, Senior Sister arranges the relevant contents below, and interested friends can collect them themselves:
"How long is the income period of Guo Fu Life Rayleigh Annuity Insurance?" ? 》
2. What are the highlights of Guo Fu Life's Rayleigh annuity insurance?
1, excellent survival guarantee
Guo Fu Life's Rayleigh annuity insurance is quite good for raising survival funds.
Compared with other annuity insurance in the market, the requirement for collection time is from the fifth policy anniversary after successful insurance.
But usually other similar products on the market will set a specific starting age, such as 55 years old and 60 years old.
In terms of age, whether you are 10, 30 or 50 years old, Guo Fu Life's Rayleigh annuity insurance will basically start to be collected on the fifth policy anniversary after successful insurance. If you have been alive, you can always collect it.
Comparatively speaking, the survival time of Guo Fu Life's Rayleigh annuity insurance is simply idle.
2, birthday gold guarantee to force
At present, many annuity insurance products on the market do not have the guarantee responsibility of birthday bonus.
Guo Fu Life's Rayleigh Annuity Insurance not only has a birthday bonus, but also pays 100% of the paid premium.
Guo Fu Life's Rayleigh Annuity Insurance is still worthy of praise!
3. The new housekeeper's universal insurance, the second value-added is excellent.
In addition to the two points mentioned above, Guo Fu Life's Rayleigh annuity insurance can also be attached to the new housekeeper's universal insurance.
If you don't receive survival money and birthday money from Guo Fu Life's Rayleigh Annuity Insurance, the money will be transferred to the universal account of the new housekeeper's universal insurance for secondary appreciation.
Generally speaking, Rayleigh annuity insurance is cost-effective, comprehensive, excellent in survival and birthday protection, and it is worth buying.
Inevitably, some friends may want to compare it with other good annuity insurance products on the market. I have already been sorted out by my intimate seniors. Please open them quickly and find out:
"Top Ten Annuity Insurance Rankings ▏ Want to buy high-yield annuity insurance? Don't miss this 10 model again! 》
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