The mode of point melting. Com is to divide the platform borrowing target into six levels of ABCDEF, and then disperse the funds. Com users buy the product earned by the group to these different levels of goals. In order to reduce the losses caused by overdue, Dianrong.com has diversified its investment to the extreme, and even each Dianrong.com user has only a few cents on a loan target. The quality of each index of point melting. Com platform is different, as if it is tied together to invest user funds in various targets. New registered users of Dianrong. Com has the opportunity to enjoy the income of 10%, which is the first time that many platforms attract new users to invest, and there will be no such high income in the future.
Aurora finance: vertical to the medical and health field, holding high-quality creditor's rights has considerable income.
The expected annualized income of the three-month project of Aurora Financial Management is about 1 1- 12%, which is considerable. How does Aurora Finance do it?
It is understood that Aurora Finance is mainly engaged in supply chain financial services in the medical and health field. The medical industry is less affected by the fluctuation of economic cycle and can still maintain good revenue in the current economic environment. This is a prerequisite for Aurora Finance to have such a considerable income. Aurora financial team has been involved in the medical and health field for many years and has a lot of high-quality resources in its hands. Platform financing customers are mostly upstream and downstream suppliers of large and medium-sized 3A hospitals. Aurora financial, the hospital and the supplier signed a tripartite agreement to ensure the authenticity and reliability of the project. In addition, the financier also needs to provide income as pledge, and the payer of this money is the hospital, which is not afraid of overdue. High-quality projects are the magic weapon for Aurora Finance to have considerable income.
The most direct purpose of financial management is to increase income. In the context of declining revenue of financial products, the mainstream P2P platform in the market can only improve its revenue by extending its cycle, being exclusive to novices and developing high-quality products. Among these three ways, Aurora financial model is the most reliable.