If you buy a house in Tonglu, Hangzhou, you can settle down. If a civil servant has worked for more than one year and paid personal social security tax for provident fund for more than one year, you can get provident fund loans. Civil servants can apply for housing provident fund loans to buy a house after one year of employment.
2. Can I leave my hukou on the house during the housing provident fund loan period?
You can buy a house with a provident fund loan. Now the provident fund in Shandong Province can be used by the whole province except Qingdao! Where are you from Juye?
3. Can an apartment bought in Xi 'an for 40 years be settled?
cannot
1.
A 40-year-old apartment cannot be settled, because the 40-year-old apartment property right belongs to the commercial nature, and the general life span of the residential nature is 70 years. Therefore, whether it is an apartment or a house, as long as it is 40 years of property rights, it is generally commercial and cannot be settled.
2.
When buying a house, it is best to see clearly the nature of the house you buy. If you want to settle down, it is recommended not to buy an apartment with 40-year property rights and buy some commercial houses.
3.
However, apart from not being able to settle down and applying for provident fund loans, 40-year-old apartments are not much different from ordinary houses.
4. Can the provident fund loan be used to buy a house?
Provident fund loans to buy a house can generally be settled, as long as the parties meet the local settlement policy. If a citizen moves out of the place under the jurisdiction of the household registration, he or the head of the household shall apply to the household registration authority for emigration registration, obtain a migration certificate and cancel the household registration. Article 26 of the Regulations on the Management of Housing Provident Fund stipulates that employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.