Is it reliable to have money to spend and enjoy loans? What kind of repayment method is exclusive loan? Let's analyze the money in detail and enjoy the loan. (Click here to test the consumption amount for free)
Is it reliable to have money to spend and enjoy loans?
Qianhua is a loan product launched by Xiaoman Finance. The platform has industry-leading big data and AI algorithm capabilities, builds anti-fraud and credit risk models for users, and provides borrowers with low-interest safe loan services.
Qianhua has launched a variety of loan products for different types of customers, among which privileged loan is a loan product for lenders who need a lot of money at one time, which can solve people's demand for large loans in time.
Privileged loans provide borrowers with a one-time large loan demand. Borrowers only need to fill in their own identity information and submit real materials to obtain the corresponding loan amount, which can provide borrowers with a maximum loan amount of 300,000 yuan.
The borrower chooses the corresponding repayment period according to his actual economic situation, and can provide the borrower with 36 loans at the longest.
Exclusive loan repayment method
Exclusive loans use Baidu artificial intelligence and big data risk control technology to provide users with reliable loan services, and at the same time simplify the loan process, and borrowers can flexibly repay according to their own conditions.
According to the regulations of the platform, the borrower's bill repayment date is the successful date of the first loan, and the repayment is made according to the date of the loan date. Prepayment penalty will be charged for prepayment of privileged loans, with prepayment penalty = unpaid principal * penalty rate (this rate can be viewed in the loan application page or IOU agreement, and there will be corresponding prompts when borrowing); Please refer to the page display for details. Manual intervention is not allowed.
The loan interest is calculated on a daily basis. The longer the borrower's application period, the higher the loan interest that needs to be repaid. The loan interest is calculated according to the remaining principal × interest rate × actual borrowing days.
I suggest that you repay the loan on time according to the regulations in the platform, and there can be no overdue situation. If the repayment is overdue, the platform will charge overdue interest.
Is it reliable to have money to spend and enjoy loans? What kind of repayment method is exclusive loan? Having money is a relatively reliable online lending platform at present. Non-recipients provide professional credit services, and borrowers choose corresponding loans according to their own conditions.