Loans are not easy. According to relevant public information, Nail Easy Loan is an online loan product, which was jointly launched by Nail and Hong Kong listed company Yiduoli Group. Compared with traditional bank loans, the application process of this loan product is simpler and more convenient, and the examination speed is faster, without collateral and guarantor. However, due to its high interest rate and short repayment period, it is not easy to pass the audit.