For those who don't understand the double insurance policy, you can read this article first: the salesman will definitely not tell you about the double insurance policy!
Let's take a look at the protective content map of this product first:
1 insurance rules
From the above picture, we can know that the insurance age of this product is 30 days after birth and under 70 years old; There is only one choice between its guarantee period and payment period.
In terms of exemption clauses, this product has 7 exemption clauses. You know, there are only three or five exemption clauses for many products of the same type on the market. In contrast, old-age security (dividend type) has many exemption clauses.
For those who don't understand the exemption clause, you can read this article: What is the exemption clause of insurance? What do you think? If you don't understand, you will suffer a big loss!
2. Guarantee content
Old-age security (dividend type) includes two kinds of security: death insurance and maturity insurance. Among them, the payment of death insurance is divided into many situations, and the amount of death insurance we can get will be different according to different situations.
As a dividend insurance, endowment insurance (dividend insurance) naturally has a policy dividend. There are two ways to receive policy dividends, namely, accumulated interest and cash collection.
Generally speaking, the overall performance of endowment insurance (dividend-sharing type) is quite satisfactory. For those who want to insure against all risks, Senior Sister suggests that you can look at other products on the market.
Finally, the senior sister here sends you a double insurance list: the dividend list of old-age security has just been released! Do you have anything you like?
Hope to adopt
The same number on the whole network: Xueba said insurance, welcome to search!