Legal analysis: the recorded nodding and blinking video, if there is still identity information, can of course apply for a loan, call the police and correct the credit record with the bank. Fraudulent use of another person's identity card is illegal, and the labor contract and loan contract signed with the employer are invalid. But also need to bear the corresponding legal responsibility, and the lost witness does not have to bear the responsibility for the behavior that he did not implement.

Legal basis: the Supreme People's Court's opinions on people's courts' handling of loan cases.

Article 10 A loan relationship formed by one party against its true meaning by means of fraud, coercion or taking advantage of others' danger shall be deemed invalid.

Article 11 The lender knows that the borrower borrows money to engage in illegal activities, and its lending relationship is not protected.