Whether the future installment will collect credit information depends on whether the platform of future installment has a cooperative relationship with the credit information agency. If the staging platform cooperates with the credit reporting agency, the user's borrowing behavior and repayment records may be recorded in the credit reporting system. On the other hand, if there is no cooperative relationship, the user's loan and repayment records will not be recorded in the credit information system.

Extended data:

Credit information system is a system to record the credit behavior of individuals or enterprises, which can help financial institutions evaluate the credit status of borrowers. In China, the Credit Information Center of the People's Bank of China is the main personal credit information agency, which collects and stores personal credit information, including loans, credit card repayment and other information. When financial institutions approve loan or credit card applications, they will refer to these credit information to decide whether to approve the applications. Therefore, if the borrowing behavior of a platform is recorded in the credit information system, timely repayment can improve the personal credit score, while overdue repayment may have a negative impact on personal credit.