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What is this? Three checks on commercial bank loans
Pre-loan investigation, in-loan review and post-loan inspection are what banks call the "three checks on loans" system.

The so-called pre-loan investigation is to systematically investigate the income, repayment source and guarantee of the loan before issuing the loan;

In the process of loan issuance, loan review refers to that loan investigators provide the relevant information and investigation report of borrowers to the audit department after detailed pre-loan investigation, and then the loan reviewers conduct strict review;

Post-loan inspection is to follow up the borrower regularly after the loan is issued to ensure the safety of the loan.