Legal subjectivity:

1. If the case is a private lending case, it is not within the scope of the public security organs and cannot be filed; if it is a fraud case, it is within the scope of the public security organs. , can file a case. 2. The procedure for filing a case of loan-based fraud is to first report the case to the Public Security Bureau. After verification, the Public Security Bureau will file a case for investigation and criminally detain the suspect after the case is filed. The law is objective:

Article 193 of the "Criminal Law of the People's Republic of China" includes one of the following circumstances: for the purpose of illegal possession, defrauding banks or other financial institutions of loans, the amount is relatively large If the amount is huge or there are other serious circumstances, the sentence shall be not less than five years but not more than 10 years of fixed-term imprisonment and a fine of not less than 20,000 yuan but not more than 200,000 yuan. A fine of not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, the sentence shall be not less than 10 years in prison or life imprisonment, and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or property confiscation: (1) Fabricating funds to introduce funds , projects and other false reasons; (2) using false economic contracts; (3) using false certification documents; (4) using false property rights certificates as guarantees or repeating guarantees exceeding the value of the collateral; (5) using Other methods of loan fraud.