In fact, if the contract interest is deducted from the principal in advance, the loan should be returned according to the actual loan amount and the interest should be calculated. So do you know what the current contract is like? I am here to share with you some loan contract provisions, hoping to help you.

Loan contract 1 Party A: Zhang _ _, male, ID number _ _

Party B: Shanghai _ _ _ _ Plastic Co., Ltd.

Party C: Lu, male, ID number _ _

Party A, Party B and Party C have reached the following agreement through voluntary and full consultation:

I. Loan amount

Party A provides Party B with a loan of RMB two hundred and ten thousand three hundred and fifty Yuan only (￥ 265,438+00,350.00) for Party B to pay the down payment for the purchase of mechanical equipment, which shall be paid in _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Second, interest

The interest of the above loan is calculated at the rate of 2% per month, and Party B shall pay the monthly interest to Party A before 10.

Third, the loan term.

The term of the above-mentioned money borrowed by Party B is six months, until the date of the month, and Party B shall return the principal of RMB 235,438+00,350.00 to Party A in one lump sum within three days after the due date (that is, before the date of the month).

Fourth, the liability for breach of contract

(I) Party A's liability for breach of contract

1. If Party A fails to provide the loan as agreed in this agreement, it shall pay Party B the total loan agreed above.

% as liquidated damages;

2. Where Party A withdraws the loan in advance without reason, except for force majeure and other major events that seriously affect the loan, it shall pay liquidated damages to Party B according to the proportion of the remaining loan time to the total loan time multiplied by the amount agreed in the preceding paragraph.

(II) Party B's liability for breach of contract

1. If Party B fails to pay the interest of the current month as agreed, it shall pay liquidated damages to Party A at the rate of% of the interest receivable of the current month for each day overdue; If Party B fails to pay the current interest for more than 30 days, Party A has the right to claim the loan and the generated interest in advance, and claim the liquidated damages from Party B according to the calculation standard agreed in Item 2 of Paragraph 1 of Article 4.

2. If Party B fails to repay the loan principal due, it shall pay a penalty of% of the unpaid part for each day overdue.

Verb (short for verb) guarantee

(1) Party B mortgages a machine to Party A as a guarantee for the above loan. If Party B breaches the contract, Party A has the right to demand auction, sale or other pricing methods, and Party A has the priority to be compensated.

(2) Party C provides guarantee for the above loan behavior of Party B.. If Party B breaches the contract, Party C shall bear the joint and several liability for guarantee.

Matters not covered in this agreement shall be settled by the three parties through consultation. If negotiation fails, a lawsuit can be brought to the People's Court of Fengxian District, Shanghai.

7. This agreement is made in triplicate, one for each party, with the same legal effect, and shall come into effect as of the date of signature by the three parties.

Party A:

ID number: Party B:

Year, month, year, month, year

Party C:

ID number:

Date, year and month

Article 2 of the loan contract: Party A (lender): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

ID number: _ _ _ _ _ _ _ _ _ _ _

Party B (the borrower): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

ID number: _ _ _ _ _ _ _ _ _ _ _

Party A and Party B reach an agreement on the following matters and sign this contract.

I. Purpose of the loan

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Second, the loan amount and repayment time

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Third, the loan term.

The loan term is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Fourth, the repayment method

Party A shall voluntarily repay the arrears to Party A at the time and interest rate stipulated in this agreement, and Party B shall pay off all the funds stipulated in this agreement in time, and Party A shall receive the repayment receipt and hand it over to Party B. ..

Verb (abbreviation of verb) guarantee clause

1. If the borrower voluntarily uses _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

2. The borrower must use the loan for the purposes specified in the loan contract, and shall not use the loan for illegal activities;

3. The borrower must repay the principal and interest within the time limit stipulated in the contract;

4. When the guarantor is required to guarantee, the guarantor has the right to recover from the borrower when performing joint and several liabilities, and the borrower has the obligation to repay the guarantor.

Execution terms and repayment time of intransitive verbs

1. Party A and Party B * * * confirm that this agreement has been given enforcement effect according to relevant laws and regulations. After careful consideration, both parties agree to sign this agreement and give it enforcement effect.

2. The term of this loan is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Seven. Settlement of contract disputes

Disputes arising from the performance of this contract shall be settled through friendly negotiation or mediation by a third party, and either party may bring a lawsuit to the people's court according to law.

Eight. This contract shall come into effect as of the date of signature by both parties. This Contract is signed on _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Nine. If there is no agreement in this contract, it shall be implemented in accordance with the relevant provisions of the Contract Law of People's Republic of China (PRC).

Party A: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Party B: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Co-guarantor: _ _ _ _ _ _ _ _ _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Article 3 of the loan contract The borrower (hereinafter referred to as Party A): _ _ _ _ _ _ _ _ Legal representative: _ _ _ _ _ _ _ Company address: _ _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _.

Lender (hereinafter referred to as Party B): _ _ _ _ _ _ _ _ Legal Representative: _ _ _ _ _ _ _ _ Company Address: _ _ _ _ _ _ _ _ _ Tel: _ _ _ _ _ _ _ _ _ _ _ _.

Party A and Party B have reached an agreement on the loan based on the principles of equality, voluntariness, honesty and credit. This loan contract is specially concluded for both parties to abide by.

Article 1 Loan amount and term

Through negotiation, both parties hereto agree that Party B will lend Party A RMB Yuan only (in words: _ _ _ _ _ _ _ _ _ _).

The loan term of this contract is _ _ _ _ years, from _ _ _ _ _ _ _ to _ _ _ _ _ _ _ _ _.

Article 2 Purpose of loan

Party A will use the loan for _ _ _ _ _ _ _ _. If business development requires, Party A can also use the principal for _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. Party B has the right to ask Party A to explain the whereabouts of the funds in writing at any time.

Article 3 Interest rate and interest

1. Through negotiation between Party A and Party B, the annual interest rate of the loan under this contract is _ _ _% after tax, that is, _ _ _% of the total loan amount, totaling RMB _ _ _ _ _ _ _ _ (in words: _ _ _ _ _ _ _).

2. The loan under this contract shall bear interest from the date when Party B disburses the money, and the interest shall be paid on the spot by cash or cash transfer after receiving the loan, without any breach of contract; Failure to pay interest in time will be regarded as Party A's breach of contract, and Party B has the right to terminate the contract on the spot and claim the corresponding economic losses from Party A. ..

Article 4 Repayment method

1. After negotiation between Party A and Party B, the following repayment method is selected:

(1) Party A repays by installment:

(2) After the loan term of this contract expires, Party A shall repay the loan in one lump sum.

2. Party B designates the following bank account number as the collection account number, and guarantees its authenticity and validity. Within seven working days before the expiration of the loan period (or installment repayment period), Party A shall transfer the loan (or installment repayment amount) of this contract to this account.

Bank of deposit: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Account name: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Account number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

3. If Party A repays the loan in advance, it shall notify Party B in writing seven working days in advance, and the relevant fees charged by Party B will not be refunded.

Article 5 Extension of loans

If Party A is unable to repay the loan under the Contract on schedule and needs to extend the loan, it shall submit a written application to Party B one month before the expiration of the loan term (or installment), and it will take effect after Party B has reviewed and agreed to sign the Extension Loan Agreement. Otherwise, Party A is deemed to have breached the contract, and Party B has the right to terminate the contract and recover all the loans, and claim the corresponding economic losses from Party A. ..

Article 6 Loan guarantee

Party A and Party B choose to perform Paragraph of this Article.

1. The loan under this contract is unsecured;

2. The guarantee method of this loan is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Term and date of repayment

Repayment amount

Phase I, Phase II and Phase III

1. Party A is a company established according to the laws of People's Republic of China (PRC), and has the capacity for civil rights required for signing and performing this contract, and can independently bear civil liabilities.

2. All documents, statements and statements related to this loan provided by Party A are legal, true, accurate and complete.

3. Party A guarantees that this loan contract will not become invalid due to the change of the company's legal representative or shareholders, and there is no fraud. It is an irrevocable and irrevocable certificate that unconditionally guarantees payment at sight and has permanent legal effect. If the borrowed funds fail to fulfill their promises, maliciously evade or deliberately delay repayment, they are willing to accept the following treatment: Party B can directly file a lawsuit with our company based on this loan contract, and our company unconditionally waives all defenses and counterclaims. Party B may freeze the bank account of our company according to law with this loan contract; The loan contract is converted into a debt owed by our bank to Party B; Recover the amount that should be cashed, and impose a daily overdue fine of 1% based on the total loan amount; All expenses incurred during the recourse period shall be borne by our company.

Article 7 Obligations of Party A

1. Party A shall pay off the loan principal and interest as agreed in this contract.

2. During the loan period, Party A's business decision has undergone major changes (including but not limited to share conversion, reorganization, merger, division, joint venture, cooperation, change of business scope and registered capital, etc.). ), which may affect the rights and interests of Party B.. Party A shall notify Party B in writing at least one month in advance, and fulfill the repayment responsibility, or pay off in advance, or provide a guarantee recognized by Party B. ..

3. Party A shall accept the supervision of Party B. If requested by Party B, Party A shall provide statements and other documents that truly reflect the purpose of the loan.

4. Without the written consent of Party B, Party A shall not assign or transfer the responsibilities of this contract in any way.

5. When Party A transfers or disposes of all or most of its major assets or operating income, it shall notify Party B in writing at least one month in advance, and perform the repayment obligation, or pay off the loan in advance, or provide a guarantee recognized by Party B. ..

6. In case of major events that affect Party A's ability to perform this contract, including but not limited to major economic disputes, suspension of business, suspension of business, being declared bankrupt, dissolution, revocation of business license, cancellation and deterioration of financial status, Party A shall immediately notify Party B in writing.

7. During the loan period, Party A shall notify Party B in writing within seven working days after changing the legal person name, legal representative, project leader, residence, telephone number and fax number.

Article 8 Obligations of Party B

1. Party B shall issue the loan to Party A in full and on time as agreed in this Contract.

2. Party B shall keep confidential the business secrets of Party A and the information and materials that Party A requires to be kept confidential during the negotiation, conclusion and performance of this contract.

3. Party B shall charge interest according to the interest rate and term agreed in this contract. If Party A repays the loan in advance, Party B shall agree after receiving Party A's written notice. ..

Article 9 Liability for breach of contract

1. If the contract fails to perform its obligations as agreed in the contract after it comes into effect, it shall bear corresponding liabilities for breach of contract.

2. If Party B fails to provide the loan as agreed in this contract, Party A has the right to demand Party B to pay the liquidated damages, and the payment method of liquidated damages is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

3. Under any of the following circumstances, Party B has the right to ask Party A to repay the loan, interest and other expenses immediately, and the date when Party B asks Party A to repay the above amount is the expiration date of the loan term of this contract.

(1) Party A fails to repay the loan and interest on schedule, and still fails to repay after being urged by Party B in writing;

(2) Party A suspends business, is declared bankrupt, dissolved, has its business license revoked, is revoked, is involved in major economic disputes, and its financial situation deteriorates;

(3) Party A fails to use the loan for the purposes agreed in this Contract;

(4) Party A has a major event that endangers, damages or may endanger or damage the rights and interests of Party B. ..

4. If Party A fails to pay the interest on time, Party B has the right to require Party A to pay a penalty of 1% of the unpaid interest every day; If Party A fails to pay off the loan principal within the time limit, Party B has the right to calculate the daily loan principal by 65,438+0% and demand Party A to pay the liquidated damages.

Article 10 Evaluation and notarization matters

1. If Party A and Party B need appraisal through consultation, both parties can go to the designated appraisal institution for appraisal, and the appraisal fee shall be borne by Party A..

2. The contents of this contract shall be notarized in the notary office where Party B is located, and the notarization fee shall be borne by Party A. ..

Article 11 Other agreed matters

____________________________________________________________________________________________________________________。

Article 12 Dispute settlement

Matters not covered in this contract and disputes arising from the performance of this contract shall be settled by both parties through consultation; If negotiation fails, it shall be under the jurisdiction of the people's court of the place where the contract is signed.

Article 13 Entry into force, modification and rescission of a contract

1. This contract shall come into effect as of the date when the legal representatives or entrusted agents of both parties sign it and affix the official seal of the company or the special seal for the contract; If there is a guarantee, it will take effect as of the effective date of the guarantee contract.

2. After this contract comes into effect, unless otherwise agreed in this contract, neither Party A nor Party B may change or terminate this contract without authorization; If it is really necessary to modify or terminate this contract, both parties shall reach a written agreement through consultation.

Article 14 Others

1. For matters not covered in this contract, Party A and Party B may reach a written agreement separately as an annex to this contract. Any annex, modification or supplement to this contract shall constitute an integral part of this contract and have the same legal effect as this contract.

2. This agreement is made in duplicate, each party holds one copy, which has the same legal effect.

Party A: _ _ _ _ _ _ _ _ _

Legal representative or entrusted agent (signature): _ _ _ _ _ _ _ _ _ _

Party B: _ _ _ _ _ _ _ _ _

Party B or Party B's entrusted agent (signature): _ _ _ _ _ _ _ _ _ _ _

Party A (seal): _ _ _ _ _ _ _ _ _ _ _

Party B (seal): _ _ _ _ _ _ _ _ _ _ _

Date: _ _ _ _ _ Date: _ _ _ _ _ _

Article 4 of the loan contract Borrower: _ _ _ _ _ _ (hereinafter referred to as Party A)

Lender: _ _ _ _ _ _ _ _ (hereinafter referred to as Party B)

According to the introduction project approved in Circular No.,the required funds are applied by the borrower, and the lender agrees to issue foreign exchange loans after examination. According to the Loan Contract Regulations issued by the State Council, both parties agree to sign this contract for mutual compliance.

Article 1 Loan amount: USD million (or equivalent foreign currency), including interest payable of USD million.

Article 2 Term of the loan: years, from the date of using foreign exchange for the first time to the date of paying off all the principal and interest of the loan.

Article 3 Loan interest rate and collection method:

1。 According to the interest rate stipulated by the Lender's head office, it will float once a month for _ _ _ years, or

2。 According to the interest rate set by the lender, it will float once a month for _ _ _ years, or

3。 According to the preferential interest rate stipulated by the Lender's head office, it is currently _ _ or

4。 According to the loan interest rate of the lender's own funds, the loan interest will be charged once every _ _ _ days, and the settlement date is _ _ _ _ _ (indicate compound interest or deduct money from the depositor).

Article 4 Purpose of the loan: The principal of the loan is limited to the payment of expenses, which must be earmarked for special purposes, and shall not be used for other purposes without the consent of the lender. The interest payable is only used to pay the due interest of the loan, and shall not be used for other payments.

Article 5 Purpose of the loan: Within three months from the date of signing this contract, the lender shall submit the order card and sign the foreign trade contract within five months from the date of submitting the order card. A copy of the trade contract should be sent to the lender for opening a letter of credit and paying foreign exchange. If it is necessary to postpone the order under special circumstances, the consent of the lender shall be obtained in advance. If the borrower fails to submit the order card and sign the trade contract according to the above requirements, the lender has the right to cancel the loan.

Article 6 Payment Plan: According to the progress of the project, the withdrawal period of this loan is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ million dollars; There are _ _ million dollars in _ _ years.

The lender allows the borrower to adjust the payment plan according to the actual situation. If the loan is not withdrawn at the expiration of the withdrawal period, the borrower and the borrower shall not continue to withdraw the loan unless otherwise agreed within the time limit.

Article 7 Loan repayment: The lender repays the loan with foreign exchange, profit, depreciation or other funds newly added by the project. The Borrower guarantees to repay the loan according to the following plan within the loan period stipulated in this Contract: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ million dollars; There are _ _ million dollars in _ _ years.

If the loan project achieves benefits ahead of schedule, the borrower shall repay the loan in advance; If the annual repayment plan cannot be realized, the borrower shall propose to adjust the repayment plan before the end of the year and obtain the consent of the lender; Otherwise, the lender will be regarded as a loan default; If the borrower fails to repay the loan on schedule, it shall submit a written application for extension to the lender fifteen days before the loan maturity date at the latest, and the lender may make handling opinions according to the relevant regulations at that time. If loans overdue or the Lender does not agree to the extension, a penalty of 20% will be charged from the due date.

In order to facilitate repayment, the borrower should open a repayment reserve account with the lender, deposit RMB funds for repayment first, and then settle foreign exchange to repay the loan after the foreign exchange quota is implemented.

The import and export settlement business under this loan is handled by the Import and Export Business Department of Bank of China.

Article 8 repayment guarantee: _ _ is the guarantor of the loan principal and interest under this contract, and the guarantor will issue a letter of guarantee to the lender, which is an integral part of this contract. Once the borrower fails to repay the loan principal and interest on schedule, the guarantee unit will assume the responsibility of repaying the principal and interest after the lender's written notice. The letter of guarantee issued by the guarantor is an integral part of this contract. Once the borrower fails to repay the loan principal and interest on schedule, the guarantee unit shall bear the responsibility of repaying the principal and interest after the lender's written notice.

Article 9 Insurance matters: In order to avoid possible losses caused by natural disasters or accidents during the loan period, the borrower shall insure the foreign exchange property of imported equipment under the loan with the relevant insurance institutions, and transfer the insurance right to the lender's name, and the insurance fee can only be paid under the loan until the loan principal and interest are fully paid off.

Article 10 Breach of Contract and Treatment of Breach of Contract

(1) The borrower defaults in the following cases:

1。 The Borrower fails to use the funds and repay the principal and interest according to the contract plan.

2。 Change the purpose of the loan or use it for other purposes without the consent of the lender.

3。 The borrower resells the equipment purchased with the loan without the consent of the lender.

4。 The Borrower violates other terms of this Contract.

(2) According to the breach of contract, the lender has the right to take the following measures:

1。 Write off the unused loan of the borrower.

2。 A penalty interest of up to 50% will be levied on the loan in arrears.

3。 Freeze the borrower's deposit with the lender and recover the loan.

4。 Recourse the loan from the loan guarantor.

5。 When the borrower and the guarantor fail to perform the repayment obligations stipulated in the contract, the lender has the right to take the initiative to collect repayment money from the deposit accounts of the borrower and the guarantor in various financial institutions.

6。 Take other necessary measures until the outstanding loan principal and interest and expenses are claimed according to law.

Article 11 Modification and dissolution of the contract: If the national plan and relevant budgetary estimate on which the contract was concluded are modified or dissolved with the approval of the planning department, the contract may be modified or dissolved.

Article 12 Entry into force of the Contract: This Contract shall come into force after being signed and sealed by both parties. This contract is made in quadruplicate, with each party holding two copies. If there are other matters not covered in this contract, both parties shall further negotiate supplementary terms.

Article 13 Settlement of disputes: In case of disputes during the performance of this contract, both parties shall settle them through consultation; If negotiation fails, both parties can choose:

1。 Apply to an economic contract arbitration institution for arbitration;

2。 Bring a lawsuit to the people's court.

Party A (official seal) _ _ _ _ _ _ Party B (official seal) _ _ _ _ _ _

Legal representative (signature) _ _ _ _ _ _ Legal representative (signature) _ _ _ _ _ _

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Article 5 of the loan contract. Lender: _ _ _ Bank;

Borrower: _ _ _ _ _ _;

Guarantor: _ _ _ _ _ _ _;

This # 04 (2) Bank Transfer is hereby signed through full consultation among the three parties. Lenders shall provide RMB loans to borrowers. The loan and repayment plan is as follows:

Installment loan plan

Date Amount (in words) Interest Rate Purpose Date Loan Principal

Article 2 Lenders shall provide loans to borrowers on time and according to the amount; Otherwise, the borrower shall be paid liquidated damages according to the default amount and overdue days, and the calculation of liquidated damages is the same as the penalty interest of overdue loans.

Article 3 The loan interest rate shall be calculated according to the current bank loan interest rate. If there is any adjustment, it shall be calculated according to the adjusted new interest rate and calculation method.

Article 4 The borrower shall use the loan as agreed, and may not transfer the purpose. Otherwise, the lender has the right to stop issuing new loans until the loans already issued are recovered.

Article 5 If the borrower fails to use the money according to the agreed time and quota, it shall pay the lender liquidated damages. The liquidated damages shall be calculated according to the loan amount and days and 50% of the loan interest rate.

Article 6 The borrower guarantees to repay the principal and interest of the loan within the time limit stipulated in the loan contract. If extension is required, the borrower shall apply for extension at least three days before the loan expires, and go through the extension formalities with the consent of the lender. However, the longest extension shall not exceed half of the original term, and default interest shall be charged for overdue loans that the lender has not agreed to extend or has not gone through the extension procedures.

Article 7 The borrower's loan shall be guaranteed by the guarantor with _ _ _.

Article 8 If the borrower fails to repay the loan principal and interest on schedule one month after the loan expires, the guarantee unit (or guarantor) shall be responsible for repaying the loan principal and interest and overdue penalty interest for the borrower.

Article 9 Supplementary Provisions _ _ _ _ _ _.

Article 10 This contract is made in quadruplicate, one for each party, one for the guarantor and one for the notary office.

Lender: _ _ _ (seal) Borrower: _ _ _ _ (seal)

Representative: _ _ _ _ (signature) Representative: _ _ _ _ (signature)

Guarantor: _ _ _ (seal) Representative: _ _ _ _ (signature).