After the death of the owner, the car loan will continue to be repaid by the owner's immediate family or heir. If the owner has no children and no loan guarantor, then the financial institution or bank will take back the car directly to pay off the debt. It should be noted that if the vehicle loan has not been paid off, it is impossible to handle the vehicle transfer procedures. After paying off the car loan, the heir needs to bring the owner's death certificate to the notary office for notarization, and then bring the owner's death certificate, inheritance certificate, heir's identity document, vehicle driving license and registration certificate to the vehicle management office for property transfer procedures. The above is what should I do if the car loan has not been paid off after my death? Related content.

Automobile loan application process

1. The borrower chooses a good vehicle to pay the down payment, and signs a car purchase agreement or contract;

2. The borrower applies for a loan to the loan bank and submits relevant application materials;

3. The bank approves the loan application and evaluates the value of the purchased vehicle;

4. Loan contract, mortgage registration and notarization signed by the borrower and the bank;

5. The bank will transfer the account to the dealer account, and the borrower will pick up the car.

This article is mainly about what to do if a person dies and the car loan has not been paid off. Relevant knowledge points are for reference only.