When a user applies for a mortgage loan, the bank will check the balance of the account in addition to the entry and exit accounts. Therefore, users should be careful not to take it out as soon as they deposit it, so that there will be no balance in the account and the bank running water will not meet the bank's mortgage requirements. In addition, it usually takes more than half a year for the bank to flow, and the time is too short. The bank flow of mortgage generally needs to be twice or more than the monthly payment, which makes it easier to pass the mortgage review. For more information about mortgage bank balance, please visit:/ask/CAE1AE1615822610.html? Zd view more content

2. What is the bank balance?

Bank balance refers to the balance in the bank account, which is calculated according to the amount listed in the bank statement or bank records. This amount refers to the balance of all deposits in the account after deducting expenses or cashing checks within a certain period of time, such as a month or a quarter.

Bank running balance is usually listed in the bank statement or bank running record, so that the account holder can know the situation and expenditure of his account. For enterprises or businesses, bank running balance is also an important financial indicator, which can help them understand the company's financial situation, including cash flow and income and expenditure, so as to make financial management and decision.

Third, the amount of bank flow can be used to mortgage loans from banks, depending on the balance.

If it can exceed half of the monthly income, the total monthly debt expenditure shall not exceed the main body specified by the local branch.

4. mortgage to buy a house, if you want a current bank account, do you want to see the deposit or the consumption? ...

Bank running water needs to audit both income and expenditure, and the monthly income needs to be twice or more than the monthly supply.