Provident fund loans to buy a house are not subject to household registration restrictions, as long as they have been paid locally and meet the local purchase conditions, they can be handled.

Buying a house by loan means that the purchaser applies for a loan from the bank to pay the purchase price with the house where he lives as collateral, and then the purchaser pays the principal and interest to the bank in installments.

According to the provisions of relevant laws and regulations, the following procedures are required for buying a house with a loan:

1, go to the bank to learn about it. And apply for personal housing loans with relevant materials;

2. Then accept the bank's review of you and determine the loan amount;

3. Next, you can apply for a loan contract, and the bank will apply for insurance. Handle the registration and notarization of property right mortgage;

4. The last thing left is the bank loan. The borrower repays the loan every month and cancels the registration after paying off the principal and interest.

After the above procedures, you can get a new house through a loan.