According to the loan process of 58 car loan, users need to go to offline outlets for review and face-to-face signing after applying for loans, which shows that 58 car loan is an offline loan platform. Users need to personally go to the designated outlets to communicate face-to-face with the staff and go through the formalities. This offline loan model can provide safer and more reliable loan services, and at the same time better protect the rights and interests of users.