Legal subjectivity:

Violent debt collection is not illegal, but if the collection methods are illegal, it may constitute provocation, illegal intrusion into residences, intentional destruction of property, intentional Injury and other crimes. On March 1, 2021, the Criminal Law Amendment (11) implemented in our country targeted the act of violently extorting illegal debts, and added the crime of collecting illegal debts, that is, using violence and coercion methods to collect illegal debts generated by usurious loans; Restricting the personal freedom of others or invading other people's homes; intimidating, stalking, and harassing others to collect illegal debts shall constitute the crime of collecting illegal debts. If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or solely be fined. Legal objectivity:

Article 3 of the "People's Republic of China and Civil Code" The personal rights, property rights and other legitimate rights and interests of civil subjects are protected by law and may not be infringed upon by any organization or individual. Article 680 Lending at high interest rates is prohibited, and the interest rate for borrowing must not violate relevant state regulations. If the loan contract does not stipulate the payment of interest, it will be deemed that there is no interest. If the loan contract does not clearly stipulate the payment of interest, and the parties cannot reach a supplementary agreement, the interest will be determined according to local or party transaction methods, transaction habits, market interest rates and other factors; if the loan is borrowed between natural persons, it will be deemed to have no interest. "Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases" Article 25, Paragraph 1: If the lender requests the borrower to pay interest according to the interest rate agreed in the contract, the people's court shall support it, but the interest rate agreed by both parties exceeds the contract Exceptions include four times the one-year loan market quoted interest rate at the time of establishment.