1, the first set: minimum down payment is 35%, and the interest rate may be discounted. 2. Two sets: the minimum for ordinary housing is 50%, the minimum for non-ordinary housing is 70%, and the interest rate rises 10%. 3. Political, economic, educational, scientific and technological, cultural, foreign affairs and other laws and regulations stipulated in Article 18 of the Regulations on Procedures for Formulating Administrative Regulations; Refers to the general name of the normative documents formulated by the State Council in accordance with the Constitution, laws and legal procedures concerning the exercise of administrative power and the performance of administrative duties.