"Tax Easy Loan" is a recyclable RMB credit loan issued by CCB to small and micro enterprises that pay taxes in full and on time for short-term production and operation turnover. The maximum loan amount is 2 million yuan and the longest term is one year. The loan amount can be repaid and recycled within the approved validity period. What are its characteristics?

First, based on the design concept of big data products, fully analyze the tax data of enterprises, and judge the business ability and credit level of enterprises through cross-validation of information.

Second, adopt differentiated loan quota design, and set different quota ceilings according to different regions, taxes, customers' tax credit rating, opening basic settlement accounts and tax accounts in our bank.

Third, the implementation of mass marketing. Through cooperation with tax authorities, we can obtain tax information of small and micro enterprises in batches, or conduct batch screening and precise marketing of small and micro enterprises that open tax accounts in banks. At the same time, use the credit business process of small and micro enterprises to improve operational efficiency.

1. Small and micro enterprises must be legally operated industries with stable production and operation and certain repayment ability;

2. Small and micro enterprises must pay taxes according to law, and the credit records and actual tax payment of enterprises will serve as an important audit of loans by CCB.

3. Small and micro enterprises should have a good reputation, and CCB will score applicants with scorecards.

If there is a demand for capital turnover, it is recommended that you spend it with money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. Money spent-full easy loan, the maximum loan amount is 200,000 (click the official free loan amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

Tips: The above information is for reference only, and no loan suggestions are made. In the process of online lending, we must pay attention to preventing risks. In order to ensure the safety of funds and prevent routine loans, we suggest that you choose a formal bank or a formal loan platform based on your own judgment after fully understanding it, and borrow reasonably according to your actual situation.