More than 2 years of second-hand housing tax.
1. deed tax: generally, it is 1% of the house price (the first suite with an area of less than 90 square meters can pay 1%, the first suite with an area of more than 90 square meters can pay 1.5% and the first suite with an area of more than 144 square meters can pay 4%).
2. Business tax: the real estate license is levied at 5.6% for less than 2 years, and it can be exempted from business tax for 5 years.
3. Personal income tax, 1% (the real estate license is over 2 years and the only house can be exempted).
4. Transaction fee: 3 yuan/m2 (but in general, the buyer needs to pay two transaction fees, namely 6 yuan per m2).
5. Surveying and mapping fees: according to the specific regulations of each district.
6. Confirmation registration fee and evidence collection fee: Generally speaking, it is around 200 yuan.
The above fees are for reference only, and the specific fees are subject to the local charges.
Detailed explanation of various expenses of buying second-hand houses
1. house payment: house payment refers to the total price required for purchasing second-hand houses. Although second-hand houses can be purchased through loans, some sellers demand to pay the full amount. In this case, all the house payment must be prepared first. House price is the most important fund in the cost of buying a house, but measuring the cost of buying a house is not just house price. The cost of buying a house is the core cost of buying a house, and the price of the house directly determines the cost of buying a house.
2. Taxes and fees: Buying a second-hand house costs more than buying a new house. The taxes and fees for buying second-hand houses mainly include deed tax, personal income tax, value-added tax and surcharges.
3. Down payment and loan fee: You can also apply for a housing loan when buying a second-hand house. When you can buy a second-hand house, you can choose to pay in full or by loan. If the buyer pays by loan, then you should prepare the corresponding down payment.
4. Intermediary fee: Because individuals have limited access to second-hand houses, many friends will choose intermediary companies for assistance when buying second-hand houses. If buyers buy second-hand houses through an intermediary, they also need to pay a certain service fee to the intermediary company. The specific service fee paid depends on the charging standard of each city.
5. Other expenses: In addition to the above-mentioned main expenses, other miscellaneous expenses should also be considered, such as the evaluation cost of the total price of purchased second-hand houses, the guarantee fee generated by loans, and some relatively small expenses, such as handling fees and real estate registration fees, which are charged according to the relevant charging standards of different cities.
The above is about the taxes and fees of second-hand houses that have been used for 2 years, and explains in detail the various expenses of buying second-hand houses. You already know the costs of buying a second-hand house. In addition to various taxes and fees, how to choose a house when buying a second-hand house and what precautions should be paid attention to when trading are also very important.