When buying and selling second-hand houses, we should not only pay attention to housing quality, residential environment and surrounding facilities, but also pay attention to the buying and selling process. Only by going through the formal process will you not be cheated. So what is the process of buying and selling chain second-hand houses? What are the precautions for the sale of second-hand houses? Let's take a look with Bian Xiao!

What is the buying and selling process of chain second-hand houses?

Full payment: capital verification → house inspection → loan inspection → online signing → tax payment → transfer. Unsecured commercial loans: capital review → online signing → nuclear loan → evaluation → face-to-face signing → loan approval → tax payment → transfer → mortgage → lending. Mortgage of commercial loans: capital verification → house inspection → loan inspection → repayment → decompression → online signing → evaluation → face-to-face signing → loan approval → tax payment → transfer → mortgage → lending.

What are the precautions for the sale of second-hand houses?

1. When buying a house, the buyer can check the seller's real estate license, household registration book and ID card to determine whether the house is owned by the seller. If the real estate license is owned by someone, someone must also be present.

2. If the house has a mortgage loan, then the seller must pay off the loan first and go through the mortgage cancellation formalities at the Housing Authority before the transaction can be transferred. In this case, the seller will ask the buyer to pay a certain down payment to repay the bank loan. However, if the buyer pays the down payment to the seller, the seller may use the house money for other purposes, so be especially cautious and not careless.

3. When looking at the house, we should start from several aspects: building conditions, living environment, housing rights, whether there are * * * people, whether there is a mortgage, whether there is a rental, etc. , which will help you control the actual cost and risk of the transaction.

What are the common traps in the sale of second-hand houses?

1, the intermediary will generally introduce several sets of houses with higher prices to the buyer, and then take the buyer and the seller to see the house together, so that the buyer can shine at the moment and it is easy to sign a purchase contract.

2. Some buyers will bypass the intermediary after seeing the house and directly find the seller to trade, so the intermediary fee will be saved. However, before viewing the house, both the intermediary and the buyer have signed a viewing agreement. With this agreement, the intermediary has the right to arbitration or litigation within two years, and can take some private drastic measures to safeguard the interests of the intermediary.

Summary of the article: Well, the knowledge about the process of buying and selling second-hand houses in chain houses and matters needing attention in buying and selling second-hand houses ends here. If you need more information, please continue to pay attention to Qijia. We will provide you with better and more exciting content in the future.

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