1. What is the latest time deposit interest rate of Shanghai Pudong Development Bank?
1. Current: 0.3
2. Fixed term: three months is 1.40, half a year is 1.65, one year is 1.95, two years is 2.40, three years is 2.80, five years is 2.80 is 2.80.
Loan interest rate
1. Housing loan: The interest rate for six months to one year (inclusive) is 4.35, the interest rate for one to three years (inclusive) is 4.75, and the interest rate for three to five years is 4.75. The annual interest rate (inclusive) is 4.75, and the interest rate for more than five years is 4.90
2. Provident fund loan: the interest rate for three to five years (inclusive) is 2.75, and the interest rate for more than five years is 3.25
3. Car loan: the interest rate is 4.35 for six months to one year (inclusive), 4.75 for one to three years (inclusive), 4.75 for three to five years (inclusive), and 4.90 for more than five years
4. Consumer loans: the interest rate is 4.35 for six months to one year (inclusive), 4.75 for one to three years (inclusive), 4.75 for three to five years (inclusive), and 4.75 for five years. The above interest rate is 4.90
2. What is the latest RMB time deposit interest rate of Shanghai Pudong Development Bank
The latest one-year lump sum deposit and withdrawal interest rate of Shanghai Pudong Development Bank in 2017 is 1.95.
3. What is the interest rate of Shanghai Pudong Development Bank’s automatic current demand transfer to fixed term?
Deposit interest is related to the deposit interest rate of the deposit bank and the deposit period. The specific analysis of Shanghai Pudong Development Bank’s time deposit in 2021 is as follows:
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1. Round deposits and withdrawals: The three-month deposit interest rate of time deposit is 1.40, the half-year deposit interest rate is 1.65, the one-year deposit interest rate is 1.95, and the two-year deposit interest rate is 2.40. The three-year deposit interest rate is 2.80, and the five-year deposit interest rate is 2.80. For example, the one-year interest on a 10,000 yuan time deposit is 100,001.951 = 195 yuan.
2. Partial deposits and lump sum withdrawals: The one-year deposit interest rate of a fixed deposit is 1.35, the three-year deposit interest rate is 1.55, and the five-year deposit interest rate is 1.65. The one-year interest on a 10,000-yuan time deposit is 100,001.351 = 135 yuan.
3. Fixed-term and fixed-term payments: a 40% discount on regular deposits and withdrawals within one year.
4. Shanghai Pudong Development Bank’s current interest rate for more than 50,000 yuan
If you want higher returns and maintain high liquidity, you can buy Shanghai Pudong Development Bank’s “Tiantianying No. 1” , on a rolling basis of 1 day. The annualized rate of return is 4.6, which is much higher than a one-year fixed deposit. This financial product starts at just 50,000 yuan.