Because the interest rate in 2014 is different from the current interest rate, I will calculate it based on the changed base interest rate for you. The mortgage is 250,000, with a 10-year mortgage term. The monthly payment is as follows:

Equal principal and interest repayment method:

Total loan amount 250,000.00 yuan

Repayment months 120 months

Monthly repayment 2,700.79 yuan

The total interest paid is 74094.33 yuan

The total principal and interest is 324094.33 yuan

Equal principal repayment method:

The total loan amount is 250000.00 yuan

Repayment Number of months 120 months

First month repayment 3208.33 yuan

Monthly decrease: 9.38 yuan

Total interest paid 68062.50 yuan

Principal and interest Total 318062.50 yuan