(1) The lender and the lender meet the loan conditions;
(2) The intention of the parties is true;
(3) The contents of the contract are true and legal.
If there is an enforcement agreement in the contract, the notary office shall give the notarial certificate the force of enforcement. If the above requirements are not met, the notary office shall refuse notarization. If the notary office refuses to notarize, it shall notify the parties in writing of the reasons for the refusal within the time limit for obtaining the certificate, and inform them of the reconsideration procedure for refusing to accept it.
legal ground
Legal basis: Detailed Rules for Notarization Procedure of Mortgage Loan Contract in People's Republic of China (PRC).
Article 11 For a mortgage loan contract that meets the following conditions, the notary office shall issue a notarial certificate in accordance with the procedures and time limit stipulated in the Rules of Notarization Procedure (Trial): (1) The lender and the borrower meet the loan conditions; (2) The intention of the parties is true; (3) The contents of the contract are true and legal. If there is an enforcement agreement in the contract, the notary office shall give the notarial certificate the force of enforcement.
Twelfth does not meet the conditions stipulated in the first paragraph of the preceding article, the notary office shall refuse notarization. If the notary office refuses to notarize, it shall notify the parties in writing of the reasons for the refusal within the time limit for obtaining the certificate, and inform them of the reconsideration procedure for refusing to accept it.
Thirteenth notary office should set up a mortgage register. For the notarized mortgage loan contract, the notary office shall register the name, quantity, present value, location, owner or manager of the collateral and the validity period of the rights and interests. Mortgage registration can be inquired as needed.