The new repayment process is: 1. Log in to the online bank of CCB, select "Personal Housing Provident Fund Loan" and click "Repayment". 2. Log in to the personal online bank directly, select "I want to repay", enter the account number, password and verification code, and click "Next". 3. After logging in successfully, click "prepayment" and enter the repayment amount and transaction password.

Two. Prepayment process of CCB provident fund loan

1. The borrower applies for a loan from the bank and submits relevant materials at the same time. Two, the bank to review and approve the loan information submitted by the borrower. 3. After the approval, both parties immediately signed a loan contract and a guarantee contract, and went through the mortgage registration procedures. After all the formalities are completed, the bank will transfer the money to the dealer's account. 5. The borrower needs to repay in full and on time. Six, after the loan is settled, the mortgage cancellation procedures. Legal basis: Article 37 of the Regulations on the Management of Housing Provident Fund: In violation of the provisions of these regulations, if the unit fails to register the deposit of housing provident fund or set up housing provident fund accounts for employees, the housing provident fund management center shall order it to be handled within a time limit; Failing to handle it within the time limit, a fine of 6.5438+0 million yuan and 50,000 yuan shall be imposed. The fastest time for CCB to apply for early mortgage repayment is half a month and the longest is one month. Generally, prepayment is one time, and you must apply for it for more than one year. You need to make an appointment with the bank to repay the mortgage in advance. First, you need to call the bank to show your purpose, and then you need to make an appointment with the bank. When the appointment is made, the lender needs to go to the bank to fill in a written application form for prepayment, and then wait for the bank to review it. Can I cancel my mortgage prepayment application? If the customer does not intend to repay the mortgage in advance after applying to the bank, he can contact the bank to apply for cancellation, and cancel the application for prepayment on the grounds that the funds are not in place. If the customer does not deposit, the banking system will not be able to deduct the money successfully, and then it will naturally expire and will repay the money every month as originally planned. Although applying for prepayment and cancellation will not bring any adverse effects, customers are advised to think carefully before applying. If you want to prepay after canceling prepayment this time, you can make an appointment again. You should note that if you apply for early repayment before the scheduled repayment time (for example, within one year), you will probably have to pay a certain amount of liquidated damages when repaying (different banks have different regulations, so please consult the loan handling bank for specific charging standards). The mortgage with equal principal and interest repayment method should be repaid in advance, and it is recommended to repay in advance at the initial stage of repayment. Because the interest paid in the previous month accounts for a large proportion, if it is paid in advance until the later period of repayment, the interest will be almost the same at that time, and interest may not be reduced.

Three. Prepayment process of CCB provident fund loan

First, the borrower applies for a loan from the bank and submits it at the same time.

Two, the bank to review and approve the loan information submitted by the borrower.

Third, after the approval, the two parties immediately signed a contract and went through the mortgage registration procedures.

After completing all the formalities, the bank will transfer the money to the dealer.

5. The borrower needs to repay in full and on time.

Six, after the loan is settled, the mortgage cancellation procedures.

Legal basis: Article 37 of the Regulations on the Management of Housing Provident Fund: If the deposit registration of housing provident fund is not handled or the procedures for the establishment of housing provident fund accounts are not handled for employees, the housing provident fund management center shall order them to pay a fine of 6,543,800 yuan but not more than 50,000 yuan within a time limit.

The fastest time for CCB to apply for early mortgage repayment is half a month and the longest is one month. Generally, prepayment is once, and you must make an appointment with the bank for more than one year. You need to make an appointment with the bank first, then. When you arrive at the prepayment bank, fill out a written prepayment application form.

Can I cancel my mortgage prepayment application?

After the customer applies to the bank to repay the mortgage in advance, if he doesn't call the bank to apply for cancellation, the banking system will not be able to deduct the money successfully because the funds are not in place, and repay the loan every month as originally planned.

Although cancellation will not bring any adverse effects, customers are advised to think carefully before applying. After canceling the advance payment this time, if you pay, you can make an appointment again.

What we need to note is that if the repayment is made before (for example, within one year), it is feasible to have different regulations on repayment. It is recommended to consult the loan handling bank for specific charging standards.

The mortgage with equal principal and interest repayment method should be advanced. Because the interest paid in the previous month accounted for a large proportion, it may not be possible to reduce the interest at that time.

4. What is the prepayment process of provident fund? What problems should we pay attention to?

Prepayment process of provident fund

First of all, there are two ways to repay the loan in advance: one is to repay the loan in full and the other is to repay the loan in part.

I. One-time repayment of principal and interest

1. Applicants can check their remaining balance by calling the provident fund management hotline and make an appointment for prepayment;

2. When applying for prepayment, the repayment person shall fill in the Application for prepayment of housing provident fund loans under the management of housing provident fund or the Application for prepayment of some loans under the management of housing provident fund loans, and sign and provide the required information;

3. Approved by the entrusted bank;

4, provident fund management approval;

5. Go to the bank to repay the loan principal and interest;

6. Send the prepayment form to the provident fund for filing.

Second, the way to repay part of the loan principal.

1. The borrower calls the provident fund management hotline, inputs the amount you intend to repay in advance according to the voice prompt and makes an appointment for repayment;

2. When applying for prepayment, the repayment person shall fill in the Application for prepayment of housing provident fund loans under the management of housing provident fund or the Application for prepayment of some loans under the management of housing provident fund loans, and sign and provide the required information;

3. Determine the prepayment amount and prepayment date;

4. Approved by the entrusted bank;

5, provident fund management approval;

6. Go to the bank to repay part of the loan principal;

7. Send the prepayment form to the provident fund for filing.

Matters needing attention in early withdrawal of provident fund

It should be noted that the prepayment of provident fund is very smooth as long as it meets the conditions and the information is complete. However, the prepayment of provident fund needs to meet the two conditions that the provident fund loan has been successfully issued and the repayment time is over one year, and the applicant is not overdue in the current state before applying for prepayment.

The prepayment of provident fund is not as complicated as commercial loans, and the operation is relatively simpler and more convenient. If some loans are repaid in advance, the borrower can call the provident fund management hotline, enter the amount you intend to repay in advance, and then go to the provident fund management; If the one-time repayment is clear, the borrower needs to go to the housing provident fund management office and bring his ID card to the housing provident fund management office to apply for an appointment. The provident fund management office will handle it for the borrowers one by one according to the borrower's requirements and the bank policy of opening a provident fund memory card. Generally, the appointment time is within a few days, but it will not exceed one month.