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Directory of Guidance Manual for Microfinance Companies
The first policy article

1. What is a microfinance organization?

2. Why should China carry out the pilot project of microfinance organization?

3. Why should the pilot of microfinance organizations in China start from the countryside?

4. How many microfinance organizations have been piloted in China? How's business?

5. What are the guiding principles for launching pilot projects of microfinance organizations?

6. What are the criteria for selecting pilot counties for microfinance organizations?

7. What are the conditions for applying for the pilot establishment of a microfinance organization?

8. How to apply for the pilot establishment of a microfinance organization?

9. What is the funding source of the microfinance pilot organization?

10. Why can't the pilot microfinance organizations absorb deposits?

1 1. What are the conditions for the pilot microfinance organization to wholesale funds from financial institutions?

12. which financial institutions can wholesale funds to microfinance organizations?

13. What restrictions do financial institutions have on the wholesale funds of microfinance organizations?

14. What are the shareholder qualification requirements of the pilot microfinance organization?

15. Can an enterprise that already has loans in a financial institution become a shareholder of a microfinance organization?

16. Can non-China citizens and non-China enterprises become shareholders of microfinance organizations?

17. What are the requirements for the registered capital of the pilot microfinance organization?

18. What are the requirements of the microfinance pilot organization for loan recipients?

19. What's the difference between pilot microfinance organizations and rural credit cooperatives?

20. What is the business relationship between the pilot microfinance organizations and rural credit cooperatives?

2 1. What is the loan interest rate of the pilot microfinance organization?

22. What are the requirements for the loan amount of the pilot microfinance organization?

23. Why can't pilot microfinance organizations operate across administrative regions?

24. Can pilot microfinance organizations deposit their own funds into financial institutions?

25. Can microfinance pilot organizations issue securities or lottery tickets?

26. Can pilot microfinance organizations apply for refinancing when there is a liquidity gap?

27. How do regulators supervise microfinance pilot organizations?

28. Does the pilot microfinance institution have capital adequacy ratio or risk provision requirements?

29. How to control the operational risks of pilot microfinance institutions?

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The second knowledge article

The third operation article

Main references

postscript