The second mortgage of Ping 'an House e-loan mortgage house (hereinafter referred to as the second mortgage of Ping 'an House e-loan) refers to the second mortgage of the house without settling the final payment when the mortgaged house has a house book and has been handed over for occupancy.

Preparation materials for the second loan of Ping 'an House: ID cards of both husband and wife (both married couples are present and unmarried homeowners are present), household registration book, marriage certificate and household registration book. The approval time is one to two days. After the approval, the final payment will not be settled, and the mortgage will be handled directly, and the loan will take about three to five days.

The second loan of Ping An House and the requirements for opening the city are subject to the policies of local bank outlets, and the specific situation is stipulated by the bank.

Extended data

Processing instructions

Documents required for handling secondary mortgage.

According to the specific requirements of the regional construction committee, usually only the applicant's real estate license (real estate license or house ownership certificate, land use right certificate) and identity documents (resident ID card, military officer's card, etc.) are needed. ) are needed. Under normal circumstances, the loan can be released on the day of receiving his right certificate.

Secondary mortgage property requirements

Banks have different regulations on mortgaged properties, and have corresponding requirements on the completion date and the area where the property is located. However, there are no restrictions on the age and location of real estate, and real estate that can almost be registered as mortgage can make a more reasonable evaluation according to the price of similar real estate sold in the market at that time, and obtain a higher loan ratio than banks.

References:

Baidu Encyclopedia-Secondary Mortgage