Hello, the credit line of online merchant loan is mainly calculated according to the operation of the store, including sales volume, violation record, DSR score and other indicators. When the buyer checks the store, he can directly check whether there is a loan in the store. Merchant Center → Taobao Loan → My Loan → Repayment, and the loan will directly show the specific amount. Don't panic if you have a loan, let the seller pay it off before handing over the house.

Note: Loans from some shops in loans overdue may affect the loan amount and generate corresponding interest, which should be handled according to the actual situation.