1. The loan applicant's provident fund is deposited in Shenzhen (except for deep households);

2. Full deposit for 6 consecutive months (recent);

3. Currently in deposit status;

4. The loan applicant and his/her spouse have no outstanding provident fund and discount loans.

The above four conditions must be met at the same time.

(Special circumstances: After paying the provident fund in different places for 6 months, deep households can use the provident fund loan to buy a house in Shenzhen. )

If you are single (500,000 individuals at most and no more than 14 times of my balance, monthly payment ≤ deposit base ×50%), which of the three situations shall prevail.

If you are married (the family is at most 900,000 and does not exceed 14 times the sum of husband and wife's balance, and the monthly payment is less than or equal to the sum of husband and wife's contribution base ×50%). If only one of the husband and wife has provident fund, the maximum loan is 500,000), which of the three situations shall prevail;