For first-hand new home loans, there are basically no handling fees, only the stamp duty on the loan contract, which is calculated based on the loan amount * 0.25/10,000. But when buying a new house, many developers will incur hidden fees. For example, developers and banks will entrust lawyers to witness, and they will charge legal fees on the grounds that the bank loan contract needs to be witnessed, usually between 500-2000, and sometimes the legal fees are also Including the handling fee for applying for the real estate certificate in the future.

For second-hand housing loans, bank fees are relatively high, including: appraisal fee (appraisal price * 0.25/10000); other title registration fee (80 yuan), stamp duty (loan amount * 0.25/10000) .