The interest rate of the first home loan is 5.4%. Official website interest rate of Chengdu Construction Bank shows that the interest rate of second-home mortgage is 5.4%.
2. What is the interest of Chengdu Xiaoding financial loan?
The loan interest of 50,000 yuan is 1.5%, and 1.5 is 1.5%. I wonder if this is the annual interest rate or the monthly interest rate. Let me calculate for you:
The loan amount multiplied by the loan interest rate equals the interest.
The annual interest rate is 1 min. 5:
50000 1.5%=750 yuan. The loan is 50,000 yuan, and the interest will be calculated at the annual interest rate of 1.5, and it will last for one year in 750 yuan.
The monthly interest rate is 1.5:
50,000 1.5% = 750 yuan, and the loan of 50,000 yuan is calculated at the monthly interest rate1.5, with the interest in 750 yuan in January, and the annual interest rate is 75012 = 9,000 yuan.
Third, Xiaoding, how is finance? What is the loan interest rate of Xiaoding official website?
Spread out completely
Small top garbage, itself does not have the ability to audit lending, just send your information to its small loan company, and then charge the next ten points commission. Some managers even tricked you into paying the 300 yuan deposit. Said it was the next refund. In fact, it is forcing you to borrow money through him. I didn't get the loan once, so I changed it to another one. If you don't lend it to yourself, 300 won't be there. In fact, there are 58 loan companies recommended by them. Why should we look for them?
4. What is a top-level fake loan?
Anyone suspected of lending money shall be investigated for criminal responsibility according to law.
The crime of loan refers to the act of making up false reasons such as introducing funds and projects, using false economic contracts, false certificates, false certificates of property rights as guarantees, repeatedly guaranteeing beyond the value of collateral, or lending a large amount of money to banks or other financial institutions in other ways.
Criminal Law: Article 193 Whoever borrows money from a bank or other financial institution for the purpose of illegal possession under any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:
(a) fabricating false reasons such as introducing funds and projects;
(two) the use of false economic contracts;
(3) using false documents;
(four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral;
(5) Loans in other ways.