Ping An Bank. Ping An Bank can accept houses over 30 years old, but the overall price-performance ratio of the house is low, the amount of mortgage application is limited, and the repayment time must be within 10 years. Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks.