Raising ducks in Sishui

At five o'clock in the morning, four container trucks were parked outside surabaya county Xinlongquan Farm, and the fat meat ducks were loaded into big trucks in an orderly way and sold to other places. Looking at a car full of ducks, Tang, the head of the farm, was overjoyed. This time, he sold 8,000 ducks with a net profit of 40,000 yuan.

Surabaya county Xinlongquan Farm, located in Quanlin Town, surabaya county, has a large scale. There are 1.8 million meat ducks on hand, and the maximum number can reach 300,000 when full. Now it has become the largest modern farm in Quanlin Town. "Duck breeding began at 200 1. From the initial loan of 20,000 yuan to the current turnover of 2 million yuan, the growing scale of farming is inseparable from the continuous support of our rural commercial banks. " Don said to him.

In 200 1 year, Tang, who had been farming for a long time, began to set foot in the duck breeding industry, and borrowed 20,000 yuan from rural credit cooperatives to build two duck sheds, thus starting the road of duck breeding. In 2007, in order to further expand the scale of aquaculture and actively respond to the call of the national environmental protection policy, Tang borrowed 654.38 million yuan from rural credit cooperatives to build a duck shed covering an area of 5 mu on the hill near Liangquanzhuang Village in Quanlin Town, which meets the requirements of environmental protection. Through the practice of raising funds, repairing duck houses, finding markets and repeatedly exploring, Tang's duck houses have grown bigger and bigger, becoming a veritable duck farmer, and radiating more than 30 households around to raise ducks to become rich. Affected by the epidemic last year, duck sales channels decreased and sales plummeted. It is difficult to withdraw the funds for raising ducks for a while, and the capital turnover is difficult. After visiting the investigation, Surabaya Rural Commercial Bank rushed to the duck shed three times a week to find out the demand, opened a green channel for its resumption of work and production, and invested 300,000 yuan in credit at the first time to ensure the normal operation of the duck shed. After the epidemic stabilized this year, the market has improved. Tang decided to expand the scale of farming again. Through careful investigation and calculation, the funding gap is about 2 million yuan. Surabaya Rural Commercial Bank conducts product matching according to its production scale, operating profit and fixed assets, and finally recommends financial guarantee loans. The advantages of high credit line, fast loan, low premium and simple procedures aroused Tang's great interest, and finally successfully lent 2 million yuan, which solved Tang's financing problem again.

With many years' experience in breeding, Tang has developed a unique way to raise ducks. "Mechanization" and "shelving" farming modes greatly shorten the farming cycle. On average, there will be two sheds of meat ducks every 40 days, which greatly improves the breeding efficiency. At the same time, she planted 20,000 poplar trees on the contracted mountain, and the treated duck manure was transported to the mountain to fertilize the poplar trees all over the mountain, realizing green breeding and double harvest. After becoming rich, Tang should transfer more abandoned land, build modern duck houses, guide villagers to develop characteristic aquaculture, help villagers broaden income-increasing channels, build their own industrial brands, and finally realize increasing agricultural income and becoming rich.

For a long time, Surabaya Rural Commercial Bank has been guided by customers' financing needs and centered on "increment, expansion, cost reduction and quality improvement", constantly optimizing the operating environment of financial products, financial policies and financial services, actively guiding financial running water to irrigate key industries and helping the healthy development of the real economy. In terms of product innovation, the Bank * * * launched 34 products including Lu Dan Huinong Loan, Caixin Guarantee Loan and Veteran Venture Loan to meet customers' differentiated financing needs; Channels, mobile banking, smart government affairs, etc. Extend the service tentacles, eliminate the time and space restrictions of financial services, and reduce transaction costs and service thresholds; In terms of services, the work of village team, temporary mayor, financial night school and party building was promoted in an orderly manner, which strengthened the contact with the collective villagers in the village, further stabilized the rural position and promoted reform and innovation. By the end of September, the bank had granted policy loans of 400 million yuan, from which it benefited.