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Can China Merchants Bank's wealth management products be mortgaged before they expire? What's the loan interest rate?
In some cities, China Merchants Bank can handle pledge loans for wealth management products. For entrusted wealth management products in local and foreign currencies with a risk rating of PR 1, the pledge rate shall not exceed 90% of the face value of the pledged property, and for entrusted wealth management products in local and foreign currencies with a risk rating of PR2, the pledge rate shall not exceed 80% of the face value of the pledged property.

Whether you can handle it depends on whether this business is carried out locally and the purpose of your loan. It is recommended to consult the account manager of the local branch in detail. Please call the customer service of China Merchants Bank, select 3 customer service personnel -3-8, enter the city where manual service is provided, and check the telephone number of the loan manager.

The loan interest rate needs to be comprehensively priced according to the business type, credit status, guarantee method and other factors you apply for, and can only be determined after being approved by the handling outlets. If you want to know the benchmark interest rate information, please open the following website (webpage link).

(reply time: 2065438+2009 65438+ 10/7. Please refer to the latest business changes announced by China Merchants Bank in official website. )