Measures for failing to pay the loan during the epidemic period: 1, and the parties may apply to the lender for extension; 2. With the consent of the lender, the repayment period can be extended; 3. If the lender disagrees and the borrower is really unable to repay, it shall bear the overdue interest during the overdue period. The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.

People's Republic of China (PRC) Civil Code

Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.

Article 677 Where the borrower prepays the loan, unless otherwise agreed by the parties, the interest shall be calculated according to the actual loan term.

Article 678 The borrower may apply to the lender for extension before the repayment period expires. If the lender agrees, it can be postponed.