Dispatching funds refer to disposable funds for emergency use of loans. Transfer payment refers to the free expenditure given by the government to individuals.

Specific differences:

1. Transfer payment refers to the fees paid by the government or enterprises to individuals for increasing their income and purchasing power. Transfer payment includes government transfer payment and enterprise transfer payment.

2. Due to the differences in business capital requirements and deposits of the handling banks, the dispatching funds need to be transferred in or out by the superior bank.

There are three main modes of transfer payment:

1 is a vertical transfer from top to bottom.

2. This is a horizontal transfer.

3. It is a mixture of vertical transfer and horizontal transfer.